Property Information
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Serial Number: 40:013:0011 |
Serial Life: 1978... |
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Total Photos: 2
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Property Address: 474 N 940 WEST - OREM |
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Mailing Address: 474 N 940 W OREM, UT 84057-3648 |
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Acreage: 0.15 |
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Last Document:
0-0
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Subdivision Map Filing |
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Taxing Description:
LOT 11, BLK 1, GENEVA HEIGHTS AMENDED SUB AREA 0.151 AC.
*Taxing description NOT FOR LEGAL DOCUMENTS
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- Owner Names
- Value History
- Tax History
- Location
- Photos
- Documents
- Aerial Image
2021... |
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ANDERSON, CONLEE |
|
2021... |
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WEBBER, ZACH |
|
2019-2020 |
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ARREDONDO-DIAZ, JOSE JESUS |
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2019NV |
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MORKEL, PETER |
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2019NV |
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MORKEL, ROSANNE |
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2018 |
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MORKEL, ROSANNE |
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2011-2017 |
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KECK, PATTY-JO |
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2000-2010 |
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KECK, PATTY-JO |
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1998-1999 |
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MOODY, CHADRON L |
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1998-1999 |
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MOODY, JENNIFER |
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1991-1997 |
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NIELSEN, JEFFERY D |
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1990 |
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NIELSEN, JEFFERY D |
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1990 |
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NIELSEN, VICKY A |
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1988-1989 |
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FACKRELL, BRENDA L |
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1988-1989 |
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FACKRELL, KENNETH W |
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1983-1987 |
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FACKRELL, BRENDA L |
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1983-1987 |
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FACKRELL, KENNETH W |
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1978-1982 |
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FACKRELL, BRENDA L |
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1978-1982 |
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FACKRELL, KENNETH W |
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----- Real Estate Values ----- |
---Improvements--- |
---Greenbelt--- |
Total |
Year |
Com |
Res |
Agr |
Tot |
Com |
Res |
Agr |
Tot |
Land |
Homesite |
Tot |
Market Value |
2024 |
$0 |
$171,100 |
$0 |
$171,100 |
$0 |
$126,500 |
$0 |
$126,500 |
$0 |
$0 |
$0 |
$297,600 |
2023 |
$0 |
$171,100 |
$0 |
$171,100 |
$0 |
$121,100 |
$0 |
$121,100 |
$0 |
$0 |
$0 |
$292,200 |
2022 |
$0 |
$182,400 |
$0 |
$182,400 |
$0 |
$138,700 |
$0 |
$138,700 |
$0 |
$0 |
$0 |
$321,100 |
2021 |
$0 |
$107,300 |
$0 |
$107,300 |
$0 |
$128,400 |
$0 |
$128,400 |
$0 |
$0 |
$0 |
$235,700 |
2020 |
$0 |
$85,800 |
$0 |
$85,800 |
$0 |
$124,700 |
$0 |
$124,700 |
$0 |
$0 |
$0 |
$210,500 |
2019 |
$0 |
$85,800 |
$0 |
$85,800 |
$0 |
$108,400 |
$0 |
$108,400 |
$0 |
$0 |
$0 |
$194,200 |
2018 |
$0 |
$82,500 |
$0 |
$82,500 |
$0 |
$56,500 |
$0 |
$56,500 |
$0 |
$0 |
$0 |
$139,000 |
2017 |
$0 |
$72,600 |
$0 |
$72,600 |
$0 |
$66,800 |
$0 |
$66,800 |
$0 |
$0 |
$0 |
$139,400 |
2016 |
$0 |
$52,800 |
$0 |
$52,800 |
$0 |
$64,400 |
$0 |
$64,400 |
$0 |
$0 |
$0 |
$117,200 |
2015 |
$0 |
$51,500 |
$0 |
$51,500 |
$0 |
$63,500 |
$0 |
$63,500 |
$0 |
$0 |
$0 |
$115,000 |
2014 |
$0 |
$50,800 |
$0 |
$50,800 |
$0 |
$58,000 |
$0 |
$58,000 |
$0 |
$0 |
$0 |
$108,800 |
2013 |
$0 |
$43,700 |
$0 |
$43,700 |
$0 |
$56,500 |
$0 |
$56,500 |
$0 |
$0 |
$0 |
$100,200 |
2012 |
$0 |
$37,000 |
$0 |
$37,000 |
$0 |
$53,300 |
$0 |
$53,300 |
$0 |
$0 |
$0 |
$90,300 |
2011 |
$0 |
$40,000 |
$0 |
$40,000 |
$0 |
$53,200 |
$0 |
$53,200 |
$0 |
$0 |
$0 |
$93,200 |
2010 |
$0 |
$35,050 |
$0 |
$35,050 |
$0 |
$63,990 |
$0 |
$63,990 |
$0 |
$0 |
$0 |
$99,040 |
2009 |
$0 |
$40,400 |
$0 |
$40,400 |
$0 |
$62,200 |
$0 |
$62,200 |
$0 |
$0 |
$0 |
$102,600 |
2008 |
$0 |
$40,400 |
$0 |
$40,400 |
$0 |
$71,000 |
$0 |
$71,000 |
$0 |
$0 |
$0 |
$111,400 |
2007 |
$0 |
$42,100 |
$0 |
$42,100 |
$0 |
$74,000 |
$0 |
$74,000 |
$0 |
$0 |
$0 |
$116,100 |
2006 |
$0 |
$42,100 |
$0 |
$42,100 |
$0 |
$38,600 |
$0 |
$38,600 |
$0 |
$0 |
$0 |
$80,700 |
2005 |
$0 |
$40,116 |
$0 |
$40,116 |
$0 |
$36,798 |
$0 |
$36,798 |
$0 |
$0 |
$0 |
$76,914 |
2004 |
$0 |
$40,116 |
$0 |
$40,116 |
$0 |
$36,798 |
$0 |
$36,798 |
$0 |
$0 |
$0 |
$76,914 |
2003 |
$0 |
$40,116 |
$0 |
$40,116 |
$0 |
$36,798 |
$0 |
$36,798 |
$0 |
$0 |
$0 |
$76,914 |
2002 |
$0 |
$40,116 |
$0 |
$40,116 |
$0 |
$36,798 |
$0 |
$36,798 |
$0 |
$0 |
$0 |
$76,914 |
2001 |
$0 |
$40,116 |
$0 |
$40,116 |
$0 |
$36,798 |
$0 |
$36,798 |
$0 |
$0 |
$0 |
$76,914 |
2000 |
$0 |
$37,492 |
$0 |
$37,492 |
$0 |
$32,970 |
$0 |
$32,970 |
$0 |
$0 |
$0 |
$70,462 |
1999 |
$0 |
$35,039 |
$0 |
$35,039 |
$0 |
$30,813 |
$0 |
$30,813 |
$0 |
$0 |
$0 |
$65,852 |
1998 |
$0 |
$35,039 |
$0 |
$35,039 |
$0 |
$30,813 |
$0 |
$30,813 |
$0 |
$0 |
$0 |
$65,852 |
1997 |
$0 |
$35,039 |
$0 |
$35,039 |
$0 |
$30,813 |
$0 |
$30,813 |
$0 |
$0 |
$0 |
$65,852 |
1996 |
$0 |
$28,575 |
$0 |
$28,575 |
$0 |
$25,129 |
$0 |
$25,129 |
$0 |
$0 |
$0 |
$53,704 |
1995 |
$0 |
$25,977 |
$0 |
$25,977 |
$0 |
$25,129 |
$0 |
$25,129 |
$0 |
$0 |
$0 |
$51,106 |
1994 |
$0 |
$15,191 |
$0 |
$15,191 |
$0 |
$20,265 |
$0 |
$20,265 |
$0 |
$0 |
$0 |
$35,456 |
1993 |
$0 |
$15,191 |
$0 |
$15,191 |
$0 |
$20,265 |
$0 |
$20,265 |
$0 |
$0 |
$0 |
$35,456 |
1992 |
$0 |
$13,937 |
$0 |
$13,937 |
$0 |
$18,592 |
$0 |
$18,592 |
$0 |
$0 |
$0 |
$32,529 |
1991 |
$0 |
$12,225 |
$0 |
$12,225 |
$0 |
$16,309 |
$0 |
$16,309 |
$0 |
$0 |
$0 |
$28,534 |
1990 |
$0 |
$12,225 |
$0 |
$12,225 |
$0 |
$16,309 |
$0 |
$16,309 |
$0 |
$0 |
$0 |
$28,534 |
1989 |
$0 |
$12,225 |
$0 |
$12,225 |
$0 |
$16,309 |
$0 |
$16,309 |
$0 |
$0 |
$0 |
$28,534 |
1988 |
$0 |
$12,225 |
$0 |
$12,225 |
$0 |
$23,542 |
$0 |
$23,542 |
$0 |
$0 |
$0 |
$35,767 |
1987 |
$0 |
$12,225 |
$0 |
$12,225 |
$0 |
$18,267 |
$0 |
$18,267 |
$0 |
$0 |
$0 |
$30,492 |
1986 |
$0 |
$12,225 |
$0 |
$12,225 |
$0 |
$18,267 |
$0 |
$18,267 |
$0 |
$0 |
$0 |
$30,492 |
1985 |
$0 |
$12,225 |
$0 |
$12,225 |
$0 |
$18,267 |
$0 |
$18,267 |
$0 |
$0 |
$0 |
$30,492 |
1984 |
$0 |
$12,350 |
$0 |
$12,350 |
$0 |
$18,450 |
$0 |
$18,450 |
$0 |
$0 |
$0 |
$30,800 |
Year |
General Taxes |
Adjustments |
Net Taxes |
Fees |
Payments |
Tax Balance* |
Balance Due |
Tax District |
2025 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2024 |
$1,338.58 |
$0.00 |
$1,338.58 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2023 |
$1,222.84 |
$0.00 |
$1,222.84 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2022 |
$1,387.06 |
$0.00 |
$1,387.06 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2021 |
$1,222.20 |
$0.00 |
$1,222.20 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2020 |
$1,110.63 |
$0.00 |
$1,110.63 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2019 |
$985.32 |
$0.00 |
$985.32 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2018 |
$738.12 |
$0.00 |
$738.12 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2017 |
$760.03 |
$0.00 |
$760.03 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2016 |
$692.95 |
$0.00 |
$692.95 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2015 |
$718.96 |
$0.00 |
$718.96 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2014 |
$683.31 |
$0.00 |
$683.31 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2013 |
$678.62 |
$0.00 |
$678.62 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2012 |
$624.19 |
$0.00 |
$624.19 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2011 |
$641.16 |
$0.00 |
$641.16 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2010 |
$637.88 |
$0.00 |
$637.88 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2009 |
$612.55 |
$0.00 |
$612.55 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2008 |
$616.31 |
$0.00 |
$616.31 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2007 |
$634.97 |
$0.00 |
$634.97 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2006 |
$469.99 |
$0.00 |
$469.99 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2005 |
$505.61 |
$0.00 |
$505.61 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2004 |
$496.64 |
$0.00 |
$496.64 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2003 |
$481.92 |
$0.00 |
$481.92 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2002 |
$440.42 |
$0.00 |
$440.42 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2001 |
$436.19 |
$0.00 |
$436.19 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2000 |
$413.17 |
$0.00 |
$413.17 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1999 |
$397.53 |
$0.00 |
$397.53 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1998 |
$375.36 |
$0.00 |
$375.36 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1997 |
$373.81 |
$0.00 |
$373.81 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1996 |
$278.50 |
$0.00 |
$278.50 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1995 |
$299.91 |
$0.00 |
$299.91 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1994 |
$331.51 |
$0.00 |
$331.51 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1993 |
$293.38 |
$0.00 |
$293.38 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1992 |
$271.38 |
$0.00 |
$271.38 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1991 |
$248.89 |
$0.00 |
$248.89 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1990 |
$239.25 |
$0.00 |
$239.25 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1989 |
$243.84 |
$0.00 |
$243.84 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1988 |
$304.93 |
$0.00 |
$304.93 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1987 |
$255.65 |
$0.00 |
$255.65 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1986 |
$252.21 |
$0.00 |
$252.21 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1985 |
$253.72 |
$0.00 |
$253.72 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1984 |
$251.36 |
$0.00 |
$251.36 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
* Note: Original tax amount (Does not include applicable interest and/or fees).
Entry # |
Date |
Recorded |
Type |
Party1 (Grantor) |
Party2 (Grantee) |
146292-2020 |
09/23/2020 |
09/24/2020 |
RSUBTEE |
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC (ET AL) |
ARREDONDO-DIAZ, JOSE JESUS |
136885-2020 |
09/08/2020 |
09/09/2020 |
D TR |
WEBBER, ZACH (ET AL) |
SUPERIOR LENDING ASSOCIATES LC |
136747-2020 |
09/08/2020 |
09/09/2020 |
WD |
ARREDONDO-DIAZ, JOSE JESUS |
WEBBER, ZACH (ET AL) |
113569-2018 |
11/29/2018 |
11/30/2018 |
RSUBTEE |
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC (ET AL) |
MORKEL, ROSANNE |
107771-2018 |
11/09/2018 |
11/09/2018 |
D TR |
ARREDONDO-DIAZ, JOSE JESUS |
CITYWIDE HOME LOANS |
107756-2018 |
11/08/2018 |
11/09/2018 |
WD |
MORKEL, ROSANNE & PETER |
ARREDONDO-DIAZ, JOSE JESUS |
1105-2018 |
12/28/2017 |
01/04/2018 |
REC |
RIVERS, ROD TEE |
KECK, PATTY JO |
1104-2018 |
12/20/2017 |
01/04/2018 |
SUB TEE |
DITECH FINANCIAL LLC |
RIVERS, ROD SUCTEE |
52-2018 |
12/08/2017 |
01/02/2018 |
WD |
MORKEL, ROSANNE |
MORKEL, ROSANNE & PETER |
122149-2017 |
12/08/2017 |
12/08/2017 |
WD |
HANSEN, PATTY-JO KECK ATA (ET AL) |
MORKEL, ROSANNE |
122145-2017 |
12/08/2017 |
12/08/2017 |
D TR |
MORKEL, ROSANNE |
LEADERONE FINANCIAL CORPORATION |
77343-2013 |
07/24/2013 |
08/12/2013 |
AS |
BANK OF AMERICA |
GREEN TREE SERVICING LLC |
160-2011 |
12/15/2010 |
01/03/2011 |
RSUBTEE |
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC (ET AL) |
PRIEST, MAXINE |
138656-2003 |
08/21/2003 |
08/25/2003 |
CAN ND |
MATHESON, STUART T SUCTEE |
WHOM OF INTEREST |
119071-2002 |
10/04/2002 |
10/08/2002 |
ND |
MATHESON, STUART T SUCTEE |
KECK, PATTY JO |
119070-2002 |
10/02/2002 |
10/08/2002 |
SUB TEE |
COUNTRYWIDE HOME LOANS INC |
MATHESON, STUART T SUCTEE |
115428-1999 |
10/27/1999 |
10/29/1999 |
REC |
EMPIRE LAND TITLE COMPANY TEE |
MOODY, CHADRON L & JENNIFER |
115427-1999 |
09/22/1999 |
10/29/1999 |
SUB TEE |
FIRST NATIONAWIDE MORTGAGE CORPORATION |
EMPIRE LAND TITLE COMPANY SUCTEE |
74662-1999 |
06/25/1999 |
06/28/1999 |
AS |
SECURITY NATIONAL MORTGAGE COMPANY |
COUNTRYWIDE HOME LOANS INC |
74661-1999 |
06/25/1999 |
06/28/1999 |
D TR |
KECK, PATTY-JO |
SECURITY NATIONAL MORTGAGE COMPANY |
74660-1999 |
06/24/1999 |
06/28/1999 |
WD |
MOODY, CHADRON L & JENNIFER |
KECK, PATTY-JO |
42423-1997 |
05/19/1997 |
06/03/1997 |
REC |
AVONDALE FEDERAL SAVINGS BANK SUCTEE |
SCOTT, RICHARD J |
42422-1997 |
05/19/1997 |
06/03/1997 |
SUB TEE |
AVONDALE FEDERAL SAVINGS BANK |
AVONDALE FEDERAL SAVINGS BANK SUCTEE |
42000-1997 |
05/22/1997 |
06/02/1997 |
AS |
HARBOURTON MORTGAGE CO LP BY (ET AL) |
FIRST NATIONWIDE MORTGAGE CORPORATION |
40561-1997 |
05/14/1997 |
05/28/1997 |
REC |
RELIANCE ABSTRACT COMPANY TEE |
NIELSEN, JEFFERY D |
40560-1997 |
04/18/1997 |
05/28/1997 |
SUB TEE |
NORWEST MORTGAGE INC BY (ET AL) |
RELIANCE ABSTRACT COMPANY SUCTEE |
21549-1997 |
03/24/1997 |
03/24/1997 |
D TR |
MOODY, CHADRON L & JENNIFER |
HARBOURTON MORTGAGE CO LP |
21548-1997 |
03/24/1997 |
03/24/1997 |
WD |
NIELSEN, JEFFERY D |
MOODY, CHADRON L & JENNIFER |
84949-1996 |
10/09/1996 |
10/17/1996 |
D TR |
NIELSON, JEFFERY D |
AVONDALE FEDERAL SAVINGS BANK |
71323-1996 |
06/04/1996 |
08/30/1996 |
AS |
PRUDENTIAL HOME MORTGAGE COMPANY INC THE |
NORWEST MORTGAGE INC |
45272-1994 |
05/24/1994 |
05/31/1994 |
ID INT |
SPECIAL IMPROVEMENT LIGHTING DISTRICT #38 |
OREM CITY |
6108-1993 |
02/01/1993 |
02/03/1993 |
REC |
PROVO LAND TITLE COMPANY TEE |
NIELSEN, JEFFERY D & VICKY A |
66831-1992 |
11/04/1992 |
12/07/1992 |
AS |
FAR WEST BANK |
PRUDENTIAL HOME MORTGAGE COMPANY INC |
58065-1992 |
10/23/1992 |
10/29/1992 |
D TR |
NIELSEN, JEFFERY D |
FAR WEST BANK |
28561-1990 |
07/30/1990 |
08/31/1990 |
QCD |
NIELSEN, VICKY A & VICKY |
NIELSEN, JEFFERY D |
126-1990 |
11/15/1989 |
01/02/1990 |
REC |
ZIONS FIRST NATIONAL BANK TEE |
FACKRELL, KENNETH W & BRENDA L |
31914-1989 |
10/16/1989 |
10/23/1989 |
REC |
LEWIS, KAY M TEE |
FACKRELL, KENNETH W & BRENDA L |
31070-1989 |
07/13/1989 |
10/16/1989 |
AS |
COMMONWEALTH MORTGAGE COMPANY OF AMERICA BY (ET AL) |
FLEET MORTGAGE CORP |
19234-1989 |
07/06/1989 |
07/07/1989 |
AS |
RICHARDS-WOODBURY MORTGAGE CORP |
COMMONWEALTH MORTGAGE COMPANY OF AMERICA |
18561-1989 |
06/29/1989 |
06/30/1989 |
TR D |
NIELSEN, JEFFERY D & VICKY A |
RICHARDS-WOODBURY MORTGAGE CORP |
18560-1989 |
06/29/1989 |
06/30/1989 |
WD |
FACKRELL, KENNETH W & BRENDA L |
NIELSEN, JEFFERY D & VICKY A |
29903-1988 |
09/30/1988 |
10/03/1988 |
REC |
BANK OF AMERICAN FORK TEE |
FACKRELL, KENNETH W & BRENDA L |
25438-1988 |
08/26/1988 |
08/29/1988 |
RC |
FIRST SECURITY FINANCIAL |
WHOM OF INTEREST |
25246-1988 |
08/24/1988 |
08/25/1988 |
TR D |
FACKRELL, KENNETH L & BRENDA L |
FIRST SECURITY BANK OF UTAH |
42994-1986 |
12/11/1986 |
12/15/1986 |
REC |
BANK OF AMERICAN FORK TEE |
FACKRELL, KENNETH W & BRENDA L |
38487-1986 |
11/06/1986 |
11/10/1986 |
D TR |
FACKRELL, KENNETH W & BRENDA L |
BANK OF AMERICAN FORK |
26020-1985 |
09/06/1985 |
09/10/1985 |
TR D |
FACKRELL, KENNETH W & BRENDA L |
BANK OF AMERICAN FORK |
26019-1985 |
09/06/1985 |
09/10/1985 |
REC |
BANK OF AMERICAN FORK TEE |
FACKRELL, KENNETH W & BRENDA L |
11067-1984 |
04/13/1984 |
04/16/1984 |
TR D |
FACKRELL, KENNETH W & BRENDA L |
BANK OF AMERICAN FORK |
25631-1982 |
10/14/1982 |
10/15/1982 |
REC |
PROVO LAND TITLE COMPANY TEE |
FACKRELL, KENNETH W & BRENDA L |
36334-1980 |
10/14/1980 |
10/17/1980 |
TR D |
FACKRELL, KENNETH W & BRENDA L |
DIAL FINANCE COMPANY OF UTAH |
36333-1980 |
10/15/1980 |
10/17/1980 |
REL |
ALPINE CREDIT UNION |
BOREN, DEE L & RUTH |
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