Property Information
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Serial Number: 55:066:0009 |
Serial Life: 1979... |
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Total Photos: 1
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Property Address: 1147 E 965 NORTH - OREM |
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Mailing Address: 685 E 1160 N OREM, UT 84097-3488 |
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Acreage: 0.31 |
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Last Document:
29173-1984
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Subdivision Map Filing |
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Taxing Description:
LOT 9, PLAT B, WEDGEWOOD ESTATES
*Taxing description NOT FOR LEGAL DOCUMENTS
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- Owner Names
- Value History
- Tax History
- Location
- Photos
- Documents
- Aerial Image
2014... |
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CONOVER, BEN AARON |
|
2014... |
|
CONOVER, HEATHER RENE |
|
2008-2013 |
|
BERGESON, JOSEPH S |
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2008-2013 |
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BERGESON, PATRICIA S |
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2008NV |
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MAUGHAN, MITCHELL D |
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1993-2007 |
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BERGESON, JOSEPH S |
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1993-2007 |
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BERGESON, PATRICIA S |
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1991-1992 |
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BERGESON, JOSEPH S |
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1991-1992 |
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BERGESON, PATRICIA S |
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1991NV |
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BERGESON, JOSEPH S |
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1991NV |
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BERGESON, PATRICIA S |
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1989-1990 |
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BERGESON, JOSEPH S |
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1989-1990 |
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BERGESON, PATRICIA S |
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1988 |
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BERGESON, JOSEPH S |
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1988 |
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BERGESON, PATRICIA S |
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1985-1987 |
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LAW, JULIE H |
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1985-1987 |
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LAW, KERRY D |
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1983-1984 |
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CLARK, RADANA B |
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1983-1984 |
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CLARK, STANLEY C |
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1979-1982 |
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CLARK, RADANA B |
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1979-1982 |
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CLARK, STANLEY C |
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----- Real Estate Values ----- |
---Improvements--- |
---Greenbelt--- |
Total |
Year |
Com |
Res |
Agr |
Tot |
Com |
Res |
Agr |
Tot |
Land |
Homesite |
Tot |
Market Value |
2024 |
$0 |
$270,100 |
$0 |
$270,100 |
$0 |
$455,500 |
$0 |
$455,500 |
$0 |
$0 |
$0 |
$725,600 |
2023 |
$0 |
$270,100 |
$0 |
$270,100 |
$0 |
$463,900 |
$0 |
$463,900 |
$0 |
$0 |
$0 |
$734,000 |
2022 |
$0 |
$288,000 |
$0 |
$288,000 |
$0 |
$487,300 |
$0 |
$487,300 |
$0 |
$0 |
$0 |
$775,300 |
2021 |
$0 |
$240,000 |
$0 |
$240,000 |
$0 |
$380,700 |
$0 |
$380,700 |
$0 |
$0 |
$0 |
$620,700 |
2020 |
$0 |
$208,700 |
$0 |
$208,700 |
$0 |
$362,600 |
$0 |
$362,600 |
$0 |
$0 |
$0 |
$571,300 |
2019 |
$0 |
$208,700 |
$0 |
$208,700 |
$0 |
$325,700 |
$0 |
$325,700 |
$0 |
$0 |
$0 |
$534,400 |
2018 |
$0 |
$208,700 |
$0 |
$208,700 |
$0 |
$283,200 |
$0 |
$283,200 |
$0 |
$0 |
$0 |
$491,900 |
2017 |
$0 |
$181,600 |
$0 |
$181,600 |
$0 |
$246,300 |
$0 |
$246,300 |
$0 |
$0 |
$0 |
$427,900 |
2016 |
$0 |
$162,300 |
$0 |
$162,300 |
$0 |
$223,600 |
$0 |
$223,600 |
$0 |
$0 |
$0 |
$385,900 |
2015 |
$0 |
$162,300 |
$0 |
$162,300 |
$0 |
$219,800 |
$0 |
$219,800 |
$0 |
$0 |
$0 |
$382,100 |
2014 |
$0 |
$162,300 |
$0 |
$162,300 |
$0 |
$191,100 |
$0 |
$191,100 |
$0 |
$0 |
$0 |
$353,400 |
2013 |
$0 |
$147,800 |
$0 |
$147,800 |
$0 |
$166,200 |
$0 |
$166,200 |
$0 |
$0 |
$0 |
$314,000 |
2012 |
$0 |
$135,500 |
$0 |
$135,500 |
$0 |
$160,300 |
$0 |
$160,300 |
$0 |
$0 |
$0 |
$295,800 |
2011 |
$0 |
$148,400 |
$0 |
$148,400 |
$0 |
$155,000 |
$0 |
$155,000 |
$0 |
$0 |
$0 |
$303,400 |
2010 |
$0 |
$155,500 |
$0 |
$155,500 |
$0 |
$167,024 |
$0 |
$167,024 |
$0 |
$0 |
$0 |
$322,524 |
2009 |
$0 |
$155,500 |
$0 |
$155,500 |
$0 |
$179,400 |
$0 |
$179,400 |
$0 |
$0 |
$0 |
$334,900 |
2008 |
$0 |
$155,500 |
$0 |
$155,500 |
$0 |
$273,900 |
$0 |
$273,900 |
$0 |
$0 |
$0 |
$429,400 |
2007 |
$0 |
$162,000 |
$0 |
$162,000 |
$0 |
$285,300 |
$0 |
$285,300 |
$0 |
$0 |
$0 |
$447,300 |
2006 |
$0 |
$61,800 |
$0 |
$61,800 |
$0 |
$296,100 |
$0 |
$296,100 |
$0 |
$0 |
$0 |
$357,900 |
2005 |
$0 |
$58,826 |
$0 |
$58,826 |
$0 |
$282,003 |
$0 |
$282,003 |
$0 |
$0 |
$0 |
$340,829 |
2004 |
$0 |
$58,826 |
$0 |
$58,826 |
$0 |
$282,003 |
$0 |
$282,003 |
$0 |
$0 |
$0 |
$340,829 |
2003 |
$0 |
$58,826 |
$0 |
$58,826 |
$0 |
$282,003 |
$0 |
$282,003 |
$0 |
$0 |
$0 |
$340,829 |
2002 |
$0 |
$58,826 |
$0 |
$58,826 |
$0 |
$282,003 |
$0 |
$282,003 |
$0 |
$0 |
$0 |
$340,829 |
2001 |
$0 |
$58,826 |
$0 |
$58,826 |
$0 |
$282,003 |
$0 |
$282,003 |
$0 |
$0 |
$0 |
$340,829 |
2000 |
$0 |
$54,978 |
$0 |
$54,978 |
$0 |
$258,600 |
$0 |
$258,600 |
$0 |
$0 |
$0 |
$313,578 |
1999 |
$0 |
$51,381 |
$0 |
$51,381 |
$0 |
$241,682 |
$0 |
$241,682 |
$0 |
$0 |
$0 |
$293,063 |
1998 |
$0 |
$51,381 |
$0 |
$51,381 |
$0 |
$241,682 |
$0 |
$241,682 |
$0 |
$0 |
$0 |
$293,063 |
1997 |
$0 |
$51,381 |
$0 |
$51,381 |
$0 |
$241,682 |
$0 |
$241,682 |
$0 |
$0 |
$0 |
$293,063 |
1996 |
$0 |
$49,084 |
$0 |
$49,084 |
$0 |
$230,877 |
$0 |
$230,877 |
$0 |
$0 |
$0 |
$279,961 |
1995 |
$0 |
$44,622 |
$0 |
$44,622 |
$0 |
$230,877 |
$0 |
$230,877 |
$0 |
$0 |
$0 |
$275,499 |
1994 |
$0 |
$26,095 |
$0 |
$26,095 |
$0 |
$186,191 |
$0 |
$186,191 |
$0 |
$0 |
$0 |
$212,286 |
1993 |
$0 |
$26,095 |
$0 |
$26,095 |
$0 |
$186,191 |
$0 |
$186,191 |
$0 |
$0 |
$0 |
$212,286 |
1992 |
$0 |
$23,940 |
$0 |
$23,940 |
$0 |
$170,817 |
$0 |
$170,817 |
$0 |
$0 |
$0 |
$194,757 |
1991 |
$0 |
$21,000 |
$0 |
$21,000 |
$0 |
$142,728 |
$0 |
$142,728 |
$0 |
$0 |
$0 |
$163,728 |
1990 |
$0 |
$21,000 |
$0 |
$21,000 |
$0 |
$142,728 |
$0 |
$142,728 |
$0 |
$0 |
$0 |
$163,728 |
1989 |
$0 |
$0 |
$21,000 |
$21,000 |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
$21,000 |
1988 |
$0 |
$0 |
$21,000 |
$21,000 |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
$21,000 |
1987 |
$0 |
$0 |
$21,650 |
$21,650 |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
$21,650 |
1986 |
$0 |
$0 |
$21,650 |
$21,650 |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
$21,650 |
1985 |
$0 |
$0 |
$21,650 |
$21,650 |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
$21,650 |
1984 |
$0 |
$0 |
$21,869 |
$21,869 |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
$0 |
$21,869 |
Year |
General Taxes |
Adjustments |
Net Taxes |
Fees |
Payments |
Tax Balance* |
Balance Due |
Tax District |
2025 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2024 |
$3,263.68 |
$0.00 |
$3,263.68 |
$0.00 |
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Click for Payoff
|
090 - OREM CITY |
2023 |
$3,071.75 |
$0.00 |
$3,071.75 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2022 |
$3,349.06 |
$0.00 |
$3,349.06 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2021 |
$3,218.58 |
$0.00 |
$3,218.58 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2020 |
$3,014.26 |
$0.00 |
$3,014.26 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2019 |
$2,711.41 |
$0.00 |
$2,711.41 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2018 |
$2,612.11 |
$0.00 |
$2,612.11 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2017 |
$2,332.97 |
$0.00 |
$2,332.97 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2016 |
$2,281.63 |
$0.00 |
$2,281.63 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2015 |
$2,388.83 |
$0.00 |
$2,388.83 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2014 |
$2,219.51 |
$0.00 |
$2,219.51 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2013 |
$2,126.63 |
$0.00 |
$2,126.63 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2012 |
$2,044.69 |
$0.00 |
$2,044.69 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2011 |
$2,087.21 |
$0.00 |
$2,087.21 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2010 |
$2,077.21 |
$0.00 |
$2,077.21 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2009 |
$1,999.44 |
$0.00 |
$1,999.44 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2008 |
$2,375.63 |
$0.00 |
$2,375.63 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2007 |
$2,446.37 |
$0.00 |
$2,446.37 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2006 |
$2,084.39 |
$0.00 |
$2,084.39 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2005 |
$2,240.47 |
$0.00 |
$2,240.47 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2004 |
$2,200.73 |
$0.00 |
$2,200.73 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2003 |
$2,135.50 |
$0.00 |
$2,135.50 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2002 |
$1,951.60 |
$0.00 |
$1,951.60 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2001 |
$1,932.86 |
$0.00 |
$1,932.86 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
2000 |
$1,838.68 |
$0.00 |
$1,838.68 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1999 |
$1,769.17 |
$0.00 |
$1,769.17 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1998 |
$1,670.52 |
$0.00 |
$1,670.52 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1997 |
$1,663.59 |
$0.00 |
$1,663.59 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1996 |
$1,451.86 |
$0.00 |
$1,451.86 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1995 |
$1,616.76 |
$0.00 |
$1,616.76 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1994 |
$1,984.88 |
$0.00 |
$1,984.88 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1993 |
$1,756.61 |
$0.00 |
$1,756.61 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1992 |
$1,624.83 |
$0.00 |
$1,624.83 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1991 |
$1,428.13 |
$0.00 |
$1,428.13 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1990 |
$1,372.86 |
$0.00 |
$1,372.86 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1989 |
$239.28 |
$0.00 |
$239.28 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1988 |
$238.71 |
$0.00 |
$238.71 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1987 |
$242.03 |
$0.00 |
$242.03 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1986 |
$238.77 |
$0.00 |
$238.77 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1985 |
$240.19 |
$0.00 |
$240.19 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
1984 |
$237.97 |
$0.00 |
$237.97 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
* Note: Original tax amount (Does not include applicable interest and/or fees).
Entry # |
Date |
Recorded |
Type |
Party1 (Grantor) |
Party2 (Grantee) |
199038-2021 |
11/18/2021 |
11/29/2021 |
REC |
MORAN, KEVIN P TEE |
CONOVER, BEN AARON & HEATHER RENE |
199037-2021 |
10/26/2021 |
11/29/2021 |
SUB TEE |
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC |
MORAN, KEVIN P SUBTEE |
178075-2021 |
10/14/2021 |
10/19/2021 |
D TR |
CONOVER, BEN AARON & HEATHER RENE |
UTAH COMMUNITY FEDERAL CREDIT UNION |
67012-2016 |
07/20/2016 |
07/20/2016 |
REC |
FIRST AMERICAN TITLE INSURANCE COMPANY TEE |
CONOVER, BEN AARON & HEATHER RENE |
67011-2016 |
07/20/2016 |
07/20/2016 |
SUB TEE |
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC |
FIRST AMERICAN TITLE INSURANCE COMPANY SUCTEE |
65976-2016 |
07/13/2016 |
07/18/2016 |
D TR |
CONOVER, BEN AARON & HEATHER RENE |
UTAH COMMUNITY FEDERAL CREDIT UNION |
63441-2013 |
06/27/2013 |
07/01/2013 |
D TR |
CONOVER, BEN AARON & HEATHER RENE |
BOX HOME LOANS |
63440-2013 |
06/27/2013 |
07/01/2013 |
SP WD |
BERGESON, PATRICIA S & JOSEPH S TEE (ET AL) |
CONOVER, BEN AARON & HEATHER RENE |
117696-1999 |
11/05/1999 |
11/05/1999 |
PROJCOM |
UNION POINTE CONSTRUCTION CORPORATION |
WHOM OF INTEREST |
21936-1995 |
04/11/1995 |
04/11/1995 |
REC |
AFFILIATED TITLE COMPANY INC TEE |
BERGESON, JOSEPH S & PATRICIA ANN (ET AL) |
21935-1995 |
04/05/1995 |
04/11/1995 |
SUB TEE |
JACKSON, DENNIS W TEE |
AFFILIATED TITLE COMPANY INC SUCTEE |
13547-1993 |
12/30/1992 |
03/08/1993 |
REC |
ASSOCIATED TITLE COMPANY TEE |
BERGTESON, JOSEPH S & PATRICIA S |
27655-1992 |
05/01/1992 |
06/05/1992 |
REC |
ASSOCIATED TITLE COMPANY TEE |
BERGESON, JOSEPH S & PATRICIA S |
27654-1992 |
05/01/1992 |
06/05/1992 |
SUB TEE |
FIRST SECURITY BANK OF UTAH FOR (ET AL) |
ASSOCIATED TITLE COMPANY SUCTEE |
9765-1992 |
02/25/1992 |
03/03/1992 |
QCD |
BERGESON, JOSEPH S & PATRICIA S |
BERGESON, PATRICIA S & JOSEPH S TEE |
9764-1992 |
02/25/1992 |
03/03/1992 |
D TR |
BERGESON, JOSEPH S & PATRICIA S |
FIRST SECURITY BANK OF UTAH |
9763-1992 |
02/25/1992 |
03/03/1992 |
QCD |
BERGESON PATRICIA S FAMILY TRUST AGREEMENT (ET AL) |
BERGESON, JOSEPH S & PATRICIA S |
9762-1992 |
02/25/1992 |
03/03/1992 |
SUB AGR |
JACKSON, DENNIS W TEEFOR (ET AL) |
FIRST SECURITY BANK OF UTAH |
14991-1991 |
07/11/1990 |
04/24/1991 |
MOD AGR |
FERGUSON LAND AND INVESTMENT COMPANY (ET AL) |
ZIONS FIRST NATIONAL BANK |
30131-1990 |
03/15/1990 |
09/13/1990 |
TR D |
BERGESON, JOSEPH S & PATRICIA S |
BERGESON, ERIN & DEREK SCOTT (ET AL) |
25603-1990 |
07/16/1990 |
08/09/1990 |
P REC |
ZIONS FIRST NATIONAL BANK TEE |
FERGUSON, HOWARD JERRY & PATRICIA ANN |
25602-1990 |
07/16/1990 |
08/09/1990 |
P REC |
ZIONS FIRST NATIONAL BANK TEE |
FERGUSON, HOWARD JERRY & PATRICIA ANN |
22911-1990 |
07/16/1990 |
07/18/1990 |
P REC |
ZIONS FIRST NATIONAL BANK TEE |
FERGUSON, HOWARD JERRY & PATRICIA ANN |
22910-1990 |
07/16/1990 |
07/18/1990 |
P REC |
ZIONS FIRST NATIONAL BANK TEE |
FERGUSON, HOWARD JERRY & PATRICIA ANN |
22256-1990 |
07/11/1990 |
07/12/1990 |
MOD AGR |
FERGUSON LAND AND INVESTMENT COMPANY (ET AL) |
ZIONS FIRST NATIONAL BANK |
14556-1990 |
05/08/1990 |
05/09/1990 |
WD |
BERGESON, JOSEPH S & PATRICIA S TEE |
BERGESON, PATRICIA S & JOSEPH S TEE |
14555-1990 |
05/08/1990 |
05/09/1990 |
AS |
DESERET BANK |
FEDERAL NATIONAL MORTGAGE ASSOCIATION |
14554-1990 |
05/08/1990 |
05/09/1990 |
D TR |
BERGESON, JOSEPH S & PATRICIA S |
DESERET BANK |
14553-1990 |
05/08/1990 |
05/09/1990 |
WD |
BERGESON PATRICIA S FAMILY TRUST (ET AL) |
BERGESON, PATRICIA S & JOSEPH S |
14552-1990 |
05/08/1990 |
05/09/1990 |
REC |
DESERET BANK TEE |
BERGESON, PATRICIA S & JOSEPH S TEE |
3592-1990 |
01/31/1990 |
02/05/1990 |
REC |
NIELSON, DOUGLAS A TEE |
BERGESON, JOSEPH S & PATRICIA ANN |
2424-1990 |
01/03/1990 |
01/25/1990 |
TR D |
BERGESON, JOSEPH S & PATRICIA S |
JACKSON, DENNIS W TEE |
15371-1989 |
05/25/1989 |
06/01/1989 |
TR D |
BERGESON, PATRICIA S TEE |
DESERET BANK |
13128-1989 |
04/24/1989 |
05/11/1989 |
EXT AGR |
FERGUSON LAND AND INVESTMENT COMPANY BY (ET AL) |
ZIONS FIRST NATIONAL BANK TEE |
39860-1987 |
10/26/1987 |
10/27/1987 |
REC |
DESERET BANK TEE |
BERGESON, PATRICIA S & JOSEPH S TEE |
9164-1987 |
03/11/1987 |
03/12/1987 |
TR D |
BERGESON, PATRICIA S & JOSEPH S TEE |
DESERET BANK |
9163-1987 |
03/12/1987 |
03/12/1987 |
WD |
LAW, KERRY D & JULIA H |
BERGESON, PATRICIA S & JOSEPH S TEE |
33897-1986 |
10/02/1986 |
10/06/1986 |
QCD |
MINER, LANCE GEORGE & MARY ANN |
LAW, KERRY D & JULIA H |
27918-1985 |
09/25/1985 |
09/26/1985 |
NI |
LAW, KERRY D & JULIA H |
MINER, LANCE GEORGE & MARY ANN |
1475-1985 |
01/14/1985 |
01/17/1985 |
ND |
ZIONS FIRST NATIONAL BANK TEE |
FERGUSON, HOWARD JERRY & HOWARD J AKA (ET AL) |
1474-1985 |
01/14/1985 |
01/17/1985 |
ND |
ZIONS FIRST NATIONAL BANK TEE |
FERGUSON, HOWARD JERRY & PATRICIA ANN |
36400-1984 |
12/07/1984 |
12/11/1984 |
P REC |
ZIONS FIRST NATIONAL BANK TEE |
FERGUSON, HOWARD JERRY & PATRICIA ANN |
30852-1984 |
10/17/1984 |
10/18/1984 |
REC |
ZIONS FIRST NATIONAL BANK TEE |
CLARK, STANLEY C & RADANA B |
29173-1984 |
10/01/1984 |
10/01/1984 |
WD |
FAIRCLOUGH, DENNIS A & MARILYN |
LAW, KERRY D & JULIA H |
29172-1984 |
09/26/1984 |
10/01/1984 |
WD |
CLARK, STANLEY C & RADANA B |
FAIRCLOUGH, DENNIS A & MARILYN |
29432-1981 |
10/08/1981 |
10/08/1981 |
P REC |
ZIONS FIRST NATIONAL BANK TEE |
FERGUSON, HOWARD JERRY & PATRICIA ANN |
28662-1981 |
08/21/1981 |
09/30/1981 |
TR D |
FERGUSON, HOWARD & PAT |
ZIONS FIRST NATIONAL BANK |
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