Abstract Information for Serial # 47:050:0011
- Owner Name: FAUX, DAVID W & HOLLY
- Property Address: 151 W 1485 NORTH - OREM
- Mailing Address: 151 W 1485 N - OREM, UT 84057-2686
- Taxing Description: LOT 11, PLAT C, NORTH HAVEN SUB
- Grantor : FAUX, DAVID W & HOLLY
- Grantee : UNITED WHOLESALE MORTGAGE LLC
- Entry No : 105857-2021
- Book Page : 0
- Kind of Instrument : D TR
- Inst. Date : 05/04/2021
- Rec. Date : 06/09/2021
- Rec. Time : 04:04 pm
- Consideration : $340,000
- Satisfaction :
- Tie Entry No :
- Comments :
- Grantor : MOUNTAIN AMERICA FEDERAL CREDIT UNION TEE
- Grantee : FAUX, DAVID W & HOLLY
- Entry No : 105519-2021
- Book Page : 0
- Kind of Instrument : REC
- Inst. Date : 06/09/2021
- Rec. Date : 06/09/2021
- Rec. Time : 11:27 am
- Consideration : $0
- Satisfaction : R Entry 161687 Year 2020
- Tie Entry No :
- Comments :
- Grantor : MORAN, KEVIN P TEE
- Grantee : FAUX, DAVID W
- Entry No : 100803-2021
- Book Page : 0
- Kind of Instrument : REC
- Inst. Date : 05/27/2021
- Rec. Date : 06/01/2021
- Rec. Time : 11:33 am
- Consideration : $0
- Satisfaction : R Entry 99872 Year 2019
- Tie Entry No :
- Comments :
- Grantor : MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC
- Grantee : MORAN, KEVIN P SUBTEE
- Entry No : 100802-2021
- Book Page : 0
- Kind of Instrument : SUB TEE
- Inst. Date : 05/19/2021
- Rec. Date : 06/01/2021
- Rec. Time : 11:33 am
- Consideration : $0
- Satisfaction : X Entry 99872 Year 2019
- Tie Entry No :
- Comments :
- Grantor : FAUX, DAVID W & HOLLY
- Grantee : MOUNTAIN AMERICA FEDERAL CREDIT UNION
- Entry No : 161687-2020
- Book Page : 0
- Kind of Instrument : D TR
- Inst. Date : 10/09/2020
- Rec. Date : 10/16/2020
- Rec. Time : 01:52 pm
- Consideration : $18,627
- Satisfaction : R Entry 105519 Year 2021
- Tie Entry No :
- Comments :
- Grantor : FAUX, DAVID W
- Grantee : FAUX, DAVID W & HOLLY
- Entry No : 99873-2019
- Book Page : 0
- Kind of Instrument : WD
- Inst. Date : 10/01/2019
- Rec. Date : 10/02/2019
- Rec. Time : 03:27 pm
- Consideration : $10
- Satisfaction :
- Tie Entry No :
- Comments :
- Grantor : FAUX, DAVID W
- Grantee : UTAH COMMUNITY FEDERAL CREDIT UNION
- Entry No : 99872-2019
- Book Page : 0
- Kind of Instrument : D TR
- Inst. Date : 10/01/2019
- Rec. Date : 10/02/2019
- Rec. Time : 03:27 pm
- Consideration : $300,800
- Satisfaction : R Entry 100803 Year 2021
- Tie Entry No :
- Comments :
- Grantor : FETTERS, BRENDA S
- Grantee : FAUX, DAVID W
- Entry No : 99850-2019
- Book Page : 0
- Kind of Instrument : WD
- Inst. Date : 10/01/2019
- Rec. Date : 10/02/2019
- Rec. Time : 03:10 pm
- Consideration : $10
- Satisfaction :
- Tie Entry No :
- Comments :
- Grantor : UTAH COUNTY
- Grantee : WHOM OF INTEREST
- Entry No : 84542-2014
- Book Page : 0
- Kind of Instrument : RESOL
- Inst. Date : 10/28/2014
- Rec. Date : 11/24/2014
- Rec. Time : 08:43 am
- Consideration : $0
- Satisfaction :
- Tie Entry No : 0 0
- Comments :
- Grantor : NORTH POINTE SOLID WASTE SERVICE DISTRICT WITHDRAW
- Grantee : UTAH COUNTY
- Entry No : 84541-2014
- Book Page :
- Kind of Instrument : B PLAT
- Inst. Date : 10/28/2014
- Rec. Date : 11/24/2014
- Rec. Time : 08:35 am
- Consideration : $0
- Satisfaction :
- Tie Entry No : 0 0
- Comments :
- Grantor : STATE OF UTAH
- Grantee : WHOM OF INTEREST
- Entry No : 84540-2014
- Book Page : 0
- Kind of Instrument : CT
- Inst. Date : 11/19/2014
- Rec. Date : 11/24/2014
- Rec. Time : 08:34 am
- Consideration : $0
- Satisfaction :
- Tie Entry No : 0 0
- Comments :
- Grantor : UTAH COUNTY
- Grantee : WHOM OF INTEREST
- Entry No : 84539-2014
- Book Page : 0
- Kind of Instrument : N
- Inst. Date : 10/28/2014
- Rec. Date : 11/24/2014
- Rec. Time : 08:34 am
- Consideration : $0
- Satisfaction :
- Tie Entry No : 0 0
- Comments :
- Grantor : U S BANK TEE BY (ET AL)
- Grantee : FETTERS, BRENDA S
- Entry No : 76525-2014
- Book Page : 0
- Kind of Instrument : SP WD
- Inst. Date : 10/23/2014
- Rec. Date : 10/24/2014
- Rec. Time : 01:49 pm
- Consideration : $190,000
- Satisfaction :
- Tie Entry No :
- Comments :
- Grantor : U S BANK TEE BY (ET AL)
- Grantee : U S BANK TEE
- Entry No : 67076-2014
- Book Page : 0
- Kind of Instrument : QCD
- Inst. Date : 07/23/2014
- Rec. Date : 09/19/2014
- Rec. Time : 12:40 pm
- Consideration : $0
- Satisfaction :
- Tie Entry No :
- Comments :
- Grantor : U S BANK TEE
- Grantee : MOLLEMAN, JERRY M
- Entry No : 67075-2014
- Book Page : 0
- Kind of Instrument : REL
- Inst. Date : 07/23/2014
- Rec. Date : 09/19/2014
- Rec. Time : 12:40 pm
- Consideration : $0
- Satisfaction : R Entry 77706 Year 2008
- Tie Entry No :
- Comments :
- Grantor : MOLLEMAN, JERRY M
- Grantee : U S BANK TEE
- Entry No : 67074-2014
- Book Page : 0
- Kind of Instrument : D FORC
- Inst. Date : 07/16/2014
- Rec. Date : 09/19/2014
- Rec. Time : 12:40 pm
- Consideration : $1
- Satisfaction :
- Tie Entry No :
- Comments :
- Grantor : RBS FINANCIAL PRODUCTS INC BY ATY
- Grantee : U S BANK NATIONAL ASSOCIATION TEE
- Entry No : 9051-2014
- Book Page : 0
- Kind of Instrument : AS
- Inst. Date : 12/31/2013
- Rec. Date : 02/10/2014
- Rec. Time : 11:45 am
- Consideration : $0
- Satisfaction : Error INCORRECT TIE NUMBER GIVEN
- Tie Entry No :
- Comments :
- Grantor : SECRETARY OF HOUSING AND URBAN DEVELOPMENT
- Grantee : RBS FINANCIAL PRODUCTS INC
- Entry No : 93599-2013
- Book Page : 0
- Kind of Instrument : AS
- Inst. Date : 09/06/2013
- Rec. Date : 10/02/2013
- Rec. Time : 01:47 pm
- Consideration : $0
- Satisfaction : Error INCORRECT TIE # GIVEN
- Tie Entry No :
- Comments :
- Grantor : BANK OF AMERICA
- Grantee : SECRETARY OF HOUSING AND URBAN DEVELOPMENT
- Entry No : 93598-2013
- Book Page : 0
- Kind of Instrument : AS
- Inst. Date : 08/27/2013
- Rec. Date : 10/02/2013
- Rec. Time : 01:46 pm
- Consideration : $0
- Satisfaction : A Entry 77706 Year 2008
- Tie Entry No :
- Comments :
- Grantor : BANK OF AMERICA
- Grantee : RBS FINANCIAL PRODUCTS INC
- Entry No : 85418-2013
- Book Page : 0
- Kind of Instrument : AS
- Inst. Date : 08/28/2013
- Rec. Date : 09/06/2013
- Rec. Time : 10:58 am
- Consideration : $0
- Satisfaction : A Entry 77706 Year 2008
- Tie Entry No :
- Comments :
- Grantor : BANK OF AMERICA
- Grantee : E TITLE INSURANCE AGENCY SUCTEE
- Entry No : 87083-2012
- Book Page : 0
- Kind of Instrument : SUB TEE
- Inst. Date : 10/01/2012
- Rec. Date : 10/08/2012
- Rec. Time : 03:27 pm
- Consideration : $0
- Satisfaction : X Entry 77706 Year 2008
- Tie Entry No :
- Comments :
- Grantor : MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC
- Grantee : BANK OF AMERICA
- Entry No : 67051-2012
- Book Page : 0
- Kind of Instrument : AS
- Inst. Date : 08/07/2012
- Rec. Date : 08/09/2012
- Rec. Time : 03:10 pm
- Consideration : $0
- Satisfaction : A Entry 77706 Year 2008
- Tie Entry No :
- Comments :
- Grantor : MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC
- Grantee : BANK OF AMERICA
- Entry No : 45192-2010
- Book Page : 0
- Kind of Instrument : AS
- Inst. Date : 12/23/2009
- Rec. Date : 06/02/2010
- Rec. Time : 11:27 am
- Consideration : $0
- Satisfaction : A Entry 77706 Year 2008
- Tie Entry No :
- Comments :
- Grantor : MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC
- Grantee : E TITLE INSURANCE AGENCY SUCTEE
- Entry No : 100374-2009
- Book Page : 0
- Kind of Instrument : SUB TEE
- Inst. Date : 08/03/2009
- Rec. Date : 09/17/2009
- Rec. Time : 03:27 pm
- Consideration : $0
- Satisfaction : X Entry 77706 Year 2008
- Tie Entry No :
- Comments :
- Grantor : E TITLE INSURANCE AGENCY TEE
- Grantee : MOLLEMAN, JERRY M
- Entry No : 51360-2009
- Book Page : 0
- Kind of Instrument : ND
- Inst. Date : 05/08/2009
- Rec. Date : 05/08/2009
- Rec. Time : 04:39 pm
- Consideration : $0
- Satisfaction : X Entry 77706 Year 2008
- Tie Entry No :
- Comments :
- Grantor : MOLLEMAN, JERRY M
- Grantee : TAYLOR BEAN & WHITAKER MORTGAGE CORP
- Entry No : 77706-2008
- Book Page : 0
- Kind of Instrument : D TR
- Inst. Date : 07/07/2008
- Rec. Date : 07/08/2008
- Rec. Time : 01:31 pm
- Consideration : $247,122
- Satisfaction : A Entry 45192 Year 2010
- Tie Entry No :
- Comments :
- Grantor : CHERRINGTON, STEPHEN & CARMEN LYNNE TEE (ET AL)
- Grantee : MOLLEMAN, JERRY M
- Entry No : 77705-2008
- Book Page : 0
- Kind of Instrument : WD
- Inst. Date : 07/07/2008
- Rec. Date : 07/08/2008
- Rec. Time : 01:30 pm
- Consideration : $10
- Satisfaction :
- Tie Entry No :
- Comments :
- Grantor : CHERRINGTON, STEPHEN DEE & LYNNE L
- Grantee : CHERRINGTON, STEPHEN & CARMEN LYNN TEE
- Entry No : 6473-2008
- Book Page : 0
- Kind of Instrument : C SP WD
- Inst. Date : 01/17/2008
- Rec. Date : 01/18/2008
- Rec. Time : 10:03 am
- Consideration : $10
- Satisfaction : Error TIE NUMBER NOT GIVEN
- Tie Entry No :
- Comments :
- Grantor : ZIONS FIRST NATIONAL BANK TEE
- Grantee : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Entry No : 176537-2007
- Book Page : 0
- Kind of Instrument : REC
- Inst. Date : 11/19/2007
- Rec. Date : 12/24/2007
- Rec. Time : 04:41 pm
- Consideration : $0
- Satisfaction : R Entry 30107 Year 2002
- Tie Entry No :
- Comments :
- Grantor : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Grantee : CHERRINGTON, STEPHEN D & CARMEN LYNNE TEE
- Entry No : 167263-2007
- Book Page : 0
- Kind of Instrument : SP WD
- Inst. Date : 11/27/2007
- Rec. Date : 11/30/2007
- Rec. Time : 12:33 pm
- Consideration : $10
- Satisfaction :
- Tie Entry No :
- Comments : **GRANTOR NOT VESTED (I.N.)**
- Grantor : WELLS FARGO FINANCIAL NATIONAL BANK TEE
- Grantee : CHERRINGTON, STEPHEN & CARMEN LYNNE
- Entry No : 85855-2002
- Book Page : 0
- Kind of Instrument : REC
- Inst. Date : 07/22/2002
- Rec. Date : 07/29/2002
- Rec. Time : 11:36 am
- Consideration : $0
- Satisfaction : R Book 3044 Page 148
- Tie Entry No :
- Comments :
- Grantor : MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC
- Grantee : WELLS FARGO FINANCIAL NATIONAL BANK SUCTEE
- Entry No : 85854-2002
- Book Page : 0
- Kind of Instrument : SUB TEE
- Inst. Date : 07/22/2002
- Rec. Date : 07/29/2002
- Rec. Time : 11:36 am
- Consideration : $0
- Satisfaction : X Book 3044 Page 148
- Tie Entry No :
- Comments :
- Grantor : ZIONS FIRST NATIONAL BANK TEE
- Grantee : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Entry No : 41514-2002
- Book Page : 0
- Kind of Instrument : REC
- Inst. Date : 03/25/2002
- Rec. Date : 04/12/2002
- Rec. Time : 12:10 pm
- Consideration : $0
- Satisfaction : R Book 4353 Page 374
- Tie Entry No :
- Comments :
- Grantor : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Grantee : ZIONS FIRST NATIONAL BANK
- Entry No : 30107-2002
- Book Page : 0
- Kind of Instrument : D TR
- Inst. Date : 03/11/2002
- Rec. Date : 03/15/2002
- Rec. Time : 04:08 pm
- Consideration : $30,000
- Satisfaction : R Entry 176537 Year 2007
- Tie Entry No :
- Comments :
- Grantor : ZIONS FIRST NATIONAL BANK
- Grantee : WHOM OF INTEREST
- Entry No : 64140-1997
- Book Page : 4353 380
- Kind of Instrument : RC
- Inst. Date : 08/19/1997
- Rec. Date : 08/21/1997
- Rec. Time : 09:38 am
- Consideration : $0
- Satisfaction : X Book 3044 Page 148
- Tie Entry No :
- Comments :
- Grantor : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Grantee : ZIONS FIRST NATIONAL BANK
- Entry No : 64139-1997
- Book Page : 4353 374
- Kind of Instrument : D TR
- Inst. Date : 08/19/1997
- Rec. Date : 08/21/1997
- Rec. Time : 09:38 am
- Consideration : $25,000
- Satisfaction : R Entry 41514 Year 2002
- Tie Entry No :
- Comments :
- Grantor : AFFILIATED TITLE COMPANY INC FKA (ET AL)
- Grantee : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Entry No : 29203-1993
- Book Page : 3144 663
- Kind of Instrument : REC
- Inst. Date : 05/10/1993
- Rec. Date : 05/11/1993
- Rec. Time : 11:28 am
- Consideration : $0
- Satisfaction : R Book 2856 Page 549
- Tie Entry No :
- Comments :
- Grantor : ASSOCIATED TITLE COMPANY TEE
- Grantee : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Entry No : 8211-1993
- Book Page : 3086 474
- Kind of Instrument : REC
- Inst. Date :
- Rec. Date : 02/12/1993
- Rec. Time : 11:56 am
- Consideration : $0
- Satisfaction : R Book 2346 Page 191
- Tie Entry No :
- Comments :
- Grantor : FIRST SECURITY BANK OF UTAH FOR (ET AL)
- Grantee : ASSOCIATED TITLE COMPANY SUCTEE
- Entry No : 8210-1993
- Book Page : 3086 473
- Kind of Instrument : SUB TEE
- Inst. Date :
- Rec. Date : 02/12/1993
- Rec. Time : 11:56 am
- Consideration : $0
- Satisfaction : X Book 2346 Page 191
- Tie Entry No :
- Comments :
- Grantor : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Grantee : FIRST SECURITY BANK OF UTAH
- Entry No : 64007-1992
- Book Page : 3044 148
- Kind of Instrument : D TR
- Inst. Date : 11/18/1992
- Rec. Date : 11/24/1992
- Rec. Time : 11:31 am
- Consideration : $42,800
- Satisfaction : R Entry 85855 Year 2002
- Tie Entry No : 28436 1979
- Comments :
- Grantor : ASSOCIATED TITLE COMPANY TEE
- Grantee : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Entry No : 7669-1992
- Book Page : 2892 362
- Kind of Instrument : REC
- Inst. Date : 01/28/1992
- Rec. Date : 02/21/1992
- Rec. Time : 11:09 am
- Consideration : $0
- Satisfaction : R Book 2840 Page 208
- Tie Entry No :
- Comments :
- Grantor : FIRST SECURITY BANK OF UTAH
- Grantee : WHOM OF INTEREST
- Entry No : 45702-1991
- Book Page : 2856 552
- Kind of Instrument : RC
- Inst. Date : 11/13/1991
- Rec. Date : 11/18/1991
- Rec. Time : 11:40 am
- Consideration : $0
- Satisfaction : X Book 2346 Page 191
- Tie Entry No :
- Comments :
- Grantor : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Grantee : FIRST SECURITY BANK OF UTAH
- Entry No : 45701-1991
- Book Page : 2856 549
- Kind of Instrument : TR D
- Inst. Date : 11/13/1991
- Rec. Date : 11/18/1991
- Rec. Time : 11:40 am
- Consideration : $25,000
- Satisfaction : R Book 3144 Page 663
- Tie Entry No : 16678 1979
- Comments :
- Grantor : ASSOCIATED TITLE COMPANY TEE
- Grantee : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Entry No : 42570-1991
- Book Page : 2848 426
- Kind of Instrument : REC
- Inst. Date : 10/18/1991
- Rec. Date : 10/28/1991
- Rec. Time : 11:05 am
- Consideration : $0
- Satisfaction : R Book 2511 Page 288
- Tie Entry No :
- Comments :
- Grantor : FIRST SECURITY BANK OF UTAH
- Grantee : WHOM OF INTEREST
- Entry No : 41653-1991
- Book Page : 2845 838
- Kind of Instrument : RC
- Inst. Date : 09/25/1991
- Rec. Date : 10/21/1991
- Rec. Time : 02:31 pm
- Consideration : $0
- Satisfaction : X Book 2346 Page 191
- Tie Entry No :
- Comments :
- Grantor : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Grantee : FIRST SECURITY BANK OF UTAH
- Entry No : 41652-1991
- Book Page : 2845 835
- Kind of Instrument : TR D
- Inst. Date : 09/25/1991
- Rec. Date : 10/21/1991
- Rec. Time : 02:30 pm
- Consideration : $13,700
- Satisfaction : R Book 2892 Page 362
- Tie Entry No : 16678 1979
- Comments :
- Grantor : FIRST SECURITY BANK OF UTAH
- Grantee : WHOM OF INTEREST
- Entry No : 39180-1991
- Book Page : 2840 211
- Kind of Instrument : RC
- Inst. Date : 09/25/1991
- Rec. Date : 10/02/1991
- Rec. Time : 03:45 pm
- Consideration : $0
- Satisfaction : X Book 2346 Page 191
- Tie Entry No :
- Comments :
- Grantor : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Grantee : FIRST SECURITY BANK OF UTAH
- Entry No : 39179-1991
- Book Page : 2840 208
- Kind of Instrument : TR D
- Inst. Date : 09/25/1991
- Rec. Date : 10/02/1991
- Rec. Time : 03:44 pm
- Consideration : $13,700
- Satisfaction : R Book 2892 Page 362
- Tie Entry No : 16678 1979
- Comments :
- Grantor : PACIFIC FIRST BANK SUC TO (ET AL)
- Grantee : FIRST SECURITY BANK OF UTAH
- Entry No : 3457-1991
- Book Page : 2759 346
- Kind of Instrument : AS
- Inst. Date : 01/14/1991
- Rec. Date : 01/31/1991
- Rec. Time : 08:42 am
- Consideration : $0
- Satisfaction : A Book 2346 Page 191
- Tie Entry No :
- Comments :
- Grantor : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Grantee : ALPINE CREDIT UNION
- Entry No : 14033-1988
- Book Page : 2511 288
- Kind of Instrument : TR D
- Inst. Date : 05/12/1988
- Rec. Date : 05/17/1988
- Rec. Time : 02:05 pm
- Consideration : $10,000
- Satisfaction : R Book 2848 Page 426
- Tie Entry No : 16678 1979
- Comments :
- Grantor : ASSOCIATED TITLE COMPANY TEE
- Grantee : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Entry No : 6779-1987
- Book Page : 2387 232
- Kind of Instrument : REC
- Inst. Date : 02/09/1987
- Rec. Date : 02/24/1987
- Rec. Time : 03:16 pm
- Consideration : $0
- Satisfaction : R Book 1817 Page 318
- Tie Entry No : 7745 1980
- Comments :
- Grantor : CHERRINGTON, STEPHEN D & CARMEN LYNNE
- Grantee : AMERICAN SAVINGS & LOAN ASSOCIATION
- Entry No : 33918-1986
- Book Page : 2346 191
- Kind of Instrument : D TR
- Inst. Date : 10/01/1986
- Rec. Date : 10/06/1986
- Rec. Time : 12:39 pm
- Consideration : $37,000
- Satisfaction : A Book 2759 Page 346
- Tie Entry No : 16678 1979
- Comments :
- Grantor : UTAH CENTRAL CREDIT UNION
- Grantee : PRICE, ALVIN ORVILLE & CAROL L
- Entry No : 23800-1985
- Book Page : 2240 150
- Kind of Instrument : REL
- Inst. Date : 10/08/1984
- Rec. Date : 08/21/1985
- Rec. Time : 11:07 am
- Consideration : $0
- Satisfaction : R Book 1941 Page 548
- Tie Entry No : 29110 1981
- Comments :
- Grantor : UTAH CENTRAL CREDIT UNION
- Grantee : PRICE, ALVIN ORVILLE & CAROL L
- Entry No : 4226-1982
- Book Page : 1965 672
- Kind of Instrument : P REL
- Inst. Date : 02/18/1982
- Rec. Date : 02/22/1982
- Rec. Time : 01:29 pm
- Consideration : $0
- Satisfaction : R Book 1941 Page 548
- Tie Entry No : 29110 1981
- Comments :
- Grantor : PRICE, ALVIN ORVILL & CAROL L
- Grantee : UTAH CENTRAL CREDIT UNION
- Entry No : 29110-1981
- Book Page : 1941 548
- Kind of Instrument : MTGE
- Inst. Date : 09/29/1981
- Rec. Date : 10/05/1981
- Rec. Time : 02:58 pm
- Consideration : $5,791
- Satisfaction : R Book 1964 Page 510
- Tie Entry No : 16678 1979
- Comments :