Property Information
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| Serial Number: 46:032:0006 |
Serial Life: 1980... |
|
|
Total Photos: 2
|
| |
|
|
| Property Address: 1124 N 900 WEST - OREM |
|
| Mailing Address: 1124 N 900 W OREM, UT 84057-3065 |
|
| Acreage: 0.18 |
|
| Last Document:
35696-1988
|
|
| Subdivision Map Filing |
|
| Taxing Description:
LOT 6, PLAT A, MASON HEIGHTS SUBD.
*Taxing description NOT FOR LEGAL DOCUMENTS
|
|
- Owner Names
- Value History
- Tax History
- Location
- Photos
- Documents
- Aerial Image
| 2013... |
|
MANOOKIN, EDWARD H |
|
| 2013... |
|
MANOOKIN, YVONNE C |
|
| 2012 |
|
GUBLER, BRETT A |
|
| 2012 |
|
GUBLER, MAE J |
|
| 2006-2011 |
|
GUBLER, BRETT A |
|
| 2006-2011 |
|
GUBLER, TAMI L |
|
| 2001-2005 |
|
BURBANK, LARRY A |
|
| 2001-2005 |
|
BURBANK, LORALEI |
|
| 1998-2000 |
|
BURBANK, LARRY A |
|
| 1989-1997 |
|
SNOW, ANNETTE M |
|
| 1989-1997 |
|
SNOW, ROCKY L |
|
| 1983-1988 |
|
EVANS, JACK THOMAS |
|
| 1983-1988 |
|
EVANS, JUDITH ROSE |
|
| 1980-1982 |
|
EVANS, JACK THOMAS |
|
| 1980-1982 |
|
EVANS, JUDITH ROSE |
|
| |
----- Real Estate Values ----- |
---Improvements--- |
---Greenbelt--- |
Total |
| Year |
Com |
Res |
Agr |
Tot |
Com |
Res |
Agr |
Tot |
Land |
Homesite |
Tot |
Market Value |
| 2024 |
$0 |
$182,900 |
$0 |
$182,900 |
$0 |
$233,900 |
$0 |
$233,900 |
$0 |
$0 |
$0 |
$416,800 |
| 2023 |
$0 |
$182,900 |
$0 |
$182,900 |
$0 |
$230,300 |
$0 |
$230,300 |
$0 |
$0 |
$0 |
$413,200 |
| 2022 |
$0 |
$195,000 |
$0 |
$195,000 |
$0 |
$218,800 |
$0 |
$218,800 |
$0 |
$0 |
$0 |
$413,800 |
| 2021 |
$0 |
$150,000 |
$0 |
$150,000 |
$0 |
$170,900 |
$0 |
$170,900 |
$0 |
$0 |
$0 |
$320,900 |
| 2020 |
$0 |
$120,000 |
$0 |
$120,000 |
$0 |
$167,500 |
$0 |
$167,500 |
$0 |
$0 |
$0 |
$287,500 |
| 2019 |
$0 |
$120,000 |
$0 |
$120,000 |
$0 |
$155,900 |
$0 |
$155,900 |
$0 |
$0 |
$0 |
$275,900 |
| 2018 |
$0 |
$109,700 |
$0 |
$109,700 |
$0 |
$138,000 |
$0 |
$138,000 |
$0 |
$0 |
$0 |
$247,700 |
| 2017 |
$0 |
$102,900 |
$0 |
$102,900 |
$0 |
$126,700 |
$0 |
$126,700 |
$0 |
$0 |
$0 |
$229,600 |
| 2016 |
$0 |
$82,300 |
$0 |
$82,300 |
$0 |
$132,500 |
$0 |
$132,500 |
$0 |
$0 |
$0 |
$214,800 |
| 2015 |
$0 |
$72,000 |
$0 |
$72,000 |
$0 |
$119,500 |
$0 |
$119,500 |
$0 |
$0 |
$0 |
$191,500 |
| 2014 |
$0 |
$66,500 |
$0 |
$66,500 |
$0 |
$116,000 |
$0 |
$116,000 |
$0 |
$0 |
$0 |
$182,500 |
| 2013 |
$0 |
$43,000 |
$0 |
$43,000 |
$0 |
$110,600 |
$0 |
$110,600 |
$0 |
$0 |
$0 |
$153,600 |
| 2012 |
$0 |
$42,100 |
$0 |
$42,100 |
$0 |
$110,800 |
$0 |
$110,800 |
$0 |
$0 |
$0 |
$152,900 |
| 2011 |
$0 |
$44,800 |
$0 |
$44,800 |
$0 |
$112,900 |
$0 |
$112,900 |
$0 |
$0 |
$0 |
$157,700 |
| 2010 |
$0 |
$55,565 |
$0 |
$55,565 |
$0 |
$111,989 |
$0 |
$111,989 |
$0 |
$0 |
$0 |
$167,554 |
| 2009 |
$0 |
$65,700 |
$0 |
$65,700 |
$0 |
$107,000 |
$0 |
$107,000 |
$0 |
$0 |
$0 |
$172,700 |
| 2008 |
$0 |
$86,400 |
$0 |
$86,400 |
$0 |
$99,100 |
$0 |
$99,100 |
$0 |
$0 |
$0 |
$185,500 |
| 2007 |
$0 |
$90,000 |
$0 |
$90,000 |
$0 |
$103,200 |
$0 |
$103,200 |
$0 |
$0 |
$0 |
$193,200 |
| 2006 |
$0 |
$54,100 |
$0 |
$54,100 |
$0 |
$106,800 |
$0 |
$106,800 |
$0 |
$0 |
$0 |
$160,900 |
| 2005 |
$0 |
$51,492 |
$0 |
$51,492 |
$0 |
$101,733 |
$0 |
$101,733 |
$0 |
$0 |
$0 |
$153,225 |
| 2004 |
$0 |
$51,492 |
$0 |
$51,492 |
$0 |
$101,733 |
$0 |
$101,733 |
$0 |
$0 |
$0 |
$153,225 |
| 2003 |
$0 |
$51,492 |
$0 |
$51,492 |
$0 |
$101,733 |
$0 |
$101,733 |
$0 |
$0 |
$0 |
$153,225 |
| 2002 |
$0 |
$51,492 |
$0 |
$51,492 |
$0 |
$101,733 |
$0 |
$101,733 |
$0 |
$0 |
$0 |
$153,225 |
| 2001 |
$0 |
$51,492 |
$0 |
$51,492 |
$0 |
$101,733 |
$0 |
$101,733 |
$0 |
$0 |
$0 |
$153,225 |
| 2000 |
$0 |
$48,123 |
$0 |
$48,123 |
$0 |
$95,122 |
$0 |
$95,122 |
$0 |
$0 |
$0 |
$143,245 |
| 1999 |
$0 |
$44,975 |
$0 |
$44,975 |
$0 |
$88,899 |
$0 |
$88,899 |
$0 |
$0 |
$0 |
$133,874 |
| 1998 |
$0 |
$44,975 |
$0 |
$44,975 |
$0 |
$88,899 |
$0 |
$88,899 |
$0 |
$0 |
$0 |
$133,874 |
| 1997 |
$0 |
$44,975 |
$0 |
$44,975 |
$0 |
$88,899 |
$0 |
$88,899 |
$0 |
$0 |
$0 |
$133,874 |
| 1996 |
$0 |
$41,273 |
$0 |
$41,273 |
$0 |
$81,581 |
$0 |
$81,581 |
$0 |
$0 |
$0 |
$122,854 |
| 1995 |
$0 |
$37,521 |
$0 |
$37,521 |
$0 |
$81,581 |
$0 |
$81,581 |
$0 |
$0 |
$0 |
$119,102 |
| 1994 |
$0 |
$21,942 |
$0 |
$21,942 |
$0 |
$65,791 |
$0 |
$65,791 |
$0 |
$0 |
$0 |
$87,733 |
| 1993 |
$0 |
$21,942 |
$0 |
$21,942 |
$0 |
$65,791 |
$0 |
$65,791 |
$0 |
$0 |
$0 |
$87,733 |
| 1992 |
$0 |
$20,130 |
$0 |
$20,130 |
$0 |
$60,359 |
$0 |
$60,359 |
$0 |
$0 |
$0 |
$80,489 |
| 1991 |
$0 |
$17,658 |
$0 |
$17,658 |
$0 |
$50,189 |
$0 |
$50,189 |
$0 |
$0 |
$0 |
$67,847 |
| 1990 |
$0 |
$17,658 |
$0 |
$17,658 |
$0 |
$50,189 |
$0 |
$50,189 |
$0 |
$0 |
$0 |
$67,847 |
| 1989 |
$0 |
$17,658 |
$0 |
$17,658 |
$0 |
$50,189 |
$0 |
$50,189 |
$0 |
$0 |
$0 |
$67,847 |
| 1988 |
$0 |
$17,658 |
$0 |
$17,658 |
$0 |
$48,567 |
$0 |
$48,567 |
$0 |
$0 |
$0 |
$66,225 |
| 1987 |
$0 |
$17,658 |
$0 |
$17,658 |
$0 |
$55,117 |
$0 |
$55,117 |
$0 |
$0 |
$0 |
$72,775 |
| 1986 |
$0 |
$17,659 |
$0 |
$17,659 |
$0 |
$55,118 |
$0 |
$55,118 |
$0 |
$0 |
$0 |
$72,777 |
| 1985 |
$0 |
$17,658 |
$0 |
$17,658 |
$0 |
$55,116 |
$0 |
$55,116 |
$0 |
$0 |
$0 |
$72,774 |
| 1984 |
$0 |
$17,833 |
$0 |
$17,833 |
$0 |
$55,675 |
$0 |
$55,675 |
$0 |
$0 |
$0 |
$73,508 |
| Year |
General Taxes |
Adjustments |
Net Taxes |
Fees |
Payments |
Tax Balance* |
Balance Due |
Tax District |
| 2025 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2024 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2023 |
$1,729.22 |
$0.00 |
$1,729.22 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2022 |
$1,787.49 |
$0.00 |
$1,787.49 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2021 |
$1,663.99 |
$0.00 |
$1,663.99 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2020 |
$1,516.89 |
$0.00 |
$1,516.89 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2019 |
$1,399.85 |
$0.00 |
$1,399.85 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2018 |
$1,315.35 |
$0.00 |
$1,315.35 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2017 |
$1,251.81 |
$0.00 |
$1,251.81 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2016 |
$1,270.01 |
$0.00 |
$1,270.01 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2015 |
$1,197.23 |
$0.00 |
$1,197.23 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2014 |
$1,146.18 |
$0.00 |
$1,146.18 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2013 |
$1,040.29 |
$0.00 |
$1,040.29 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2012 |
$1,056.91 |
$0.00 |
$1,056.91 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2011 |
$1,084.88 |
$0.00 |
$1,084.88 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2010 |
$1,079.14 |
$0.00 |
$1,079.14 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2009 |
$1,031.06 |
$0.00 |
$1,031.06 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2008 |
$1,026.27 |
$0.00 |
$1,026.27 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2007 |
$1,056.65 |
$0.00 |
$1,056.65 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2006 |
$937.07 |
$0.00 |
$937.07 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2005 |
$1,007.24 |
$0.00 |
$1,007.24 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2004 |
$989.38 |
$0.00 |
$989.38 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2003 |
$960.05 |
$0.00 |
$960.05 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2002 |
$877.38 |
$0.00 |
$877.38 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2001 |
$868.95 |
$0.00 |
$868.95 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 2000 |
$839.93 |
$0.00 |
$839.93 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1999 |
$808.16 |
$0.00 |
$808.16 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1998 |
$763.10 |
$0.00 |
$763.10 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1997 |
$759.94 |
$0.00 |
$759.94 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1996 |
$637.12 |
$0.00 |
$637.12 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1995 |
$698.96 |
$0.00 |
$698.96 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1994 |
$820.31 |
$0.00 |
$820.31 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1993 |
$725.98 |
$0.00 |
$725.98 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1992 |
$671.50 |
$0.00 |
$671.50 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1991 |
$591.81 |
$0.00 |
$591.81 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1990 |
$568.89 |
$0.00 |
$568.89 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1989 |
$579.80 |
$0.00 |
$579.80 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1988 |
$564.59 |
$0.00 |
$564.59 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1987 |
$610.17 |
$0.00 |
$610.17 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1986 |
$601.97 |
$0.00 |
$601.97 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1985 |
$605.55 |
$0.00 |
$605.55 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
| 1984 |
$599.92 |
$0.00 |
$599.92 |
$0.00 |
|
$0.00
|
$0.00 |
090 - OREM CITY |
* Note: Original tax amount (Does not include applicable interest and/or fees).
| Entry # |
Date |
Recorded |
Type |
Party1 (Grantor) |
Party2 (Grantee) |
| 55592-2023 |
08/19/2023 |
08/24/2023 |
TR D |
MANOOKIN, YVONNE C & EDWARD H |
UTAH FIRST FEDERAL CREDIT UNION |
| 9429-2014 |
02/11/2014 |
02/11/2014 |
D TR |
MANOOKIN, YVONNE C & EDWARD H |
UTAH FIRST FEDERAL CREDIT UNION |
| 78930-2012 |
09/14/2012 |
09/14/2012 |
RSUBTEE |
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC (ET AL) |
GUBLER, BRETT A & MAE J |
| 78532-2012 |
09/12/2012 |
09/13/2012 |
D TR |
MANOOKIN, YVONNE C & EDWARD H |
BANK OF UTAH |
| 78461-2012 |
09/12/2012 |
09/13/2012 |
WD |
GUBLER, BRETT A & MAE J |
MANOOKIN, YVONNE C & EDWARD H |
| 71783-2011 |
09/30/2011 |
10/10/2011 |
RSUBTEE |
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC (ET AL) |
GUBLER, BRETT A & TAMI L |
| 67609-2011 |
09/17/2011 |
09/26/2011 |
D TR |
GUBLER, BRETT A & MAE J |
QUICKEN LOANS INC |
| 67608-2011 |
09/17/2011 |
09/26/2011 |
QCD |
GUBLER, BRETT A & TAMI L |
GUBLER, BRETT A & MAE J |
| 31158-2007 |
01/13/2007 |
03/02/2007 |
RSUBTEE |
FIRST FRANKLIN FINANCIAL CORP (ET AL) |
GUBLER, BRETTA & TAMI |
| 31157-2007 |
02/13/2007 |
03/02/2007 |
RSUBTEE |
FIRST FRANKLIN FINANCIAL CORP (ET AL) |
GUBLER, BRETT A & TAMI L |
| 17588-2007 |
01/29/2007 |
02/02/2007 |
D TR |
GUBLER, BRETT A & TAMI L |
TAYLOR BEAN & WHITAKER MORTGAGE CORP |
| 34940-2005 |
03/22/2005 |
04/04/2005 |
AS |
FIRST FRANKLIN |
FIRST FRANKLIN FINANCIAL CORPORATION |
| 34939-2005 |
03/22/2005 |
04/04/2005 |
AS |
FIRST FRANKLIN |
GUBLER, BRETT A & TAMI L |
| 34367-2005 |
03/04/2005 |
04/01/2005 |
RSUBTEE |
BANK OF AMERICA NA (ET AL) |
BURBANK, LARRY A |
| 24612-2005 |
02/14/2005 |
03/09/2005 |
REC |
M&I BANK TEE |
BURBANK, LARRY & LORALEI |
| 24611-2005 |
02/14/2005 |
03/09/2005 |
SUB TEE |
M&I BANK |
M&I BANK SUBTEE |
| 9781-2005 |
01/20/2005 |
01/28/2005 |
D TR |
GUBLER, BRETT A & TAMI L |
FIRST FRANKLIN |
| 9780-2005 |
01/20/2005 |
01/28/2005 |
D TR |
GUBLER, BRETT A & TAMI L |
FIRST FRANKLIN |
| 9720-2005 |
01/18/2005 |
01/28/2005 |
WD |
BURBANK, LARRY A & LORALEI (ET AL) |
GUBLER, BRETT A & TAMI L |
| 103945-2002 |
04/04/2002 |
09/06/2002 |
AS |
GUARANTY HOME EQUITY CORPORATION |
M&I BANK |
| 97158-2001 |
09/10/2001 |
09/25/2001 |
REC |
BANK ONE TEE |
BURBANK, LARRY A & LORALEI |
| 84117-2001 |
08/15/2001 |
08/22/2001 |
D TR |
BURBANK, LARRY |
GUARANTY HOME EQUITY |
| 44416-2001 |
04/25/2001 |
05/08/2001 |
REC |
BANK ONE TEE |
BURBANK, LARRY A |
| 36013-2001 |
04/02/2001 |
04/17/2001 |
D TR |
BURBANK, LARRY A & LORALEI |
BANK ONE |
| 56238-2000 |
07/10/2000 |
07/19/2000 |
REC |
BANK ONE FKA (ET AL) |
BURBANK, LARRY A |
| 52535-2000 |
06/29/2000 |
07/05/2000 |
QCD |
BURBANK, LARRY A |
BURBANK, LARRY A & LORALEI |
| 52534-2000 |
06/28/2000 |
07/05/2000 |
RC |
BANK ONE |
WHOM OF INTEREST |
| 52533-2000 |
06/29/2000 |
07/05/2000 |
D TR |
BURBANK, LARRY A |
BANK ONE |
| 28727-1999 |
02/26/1999 |
03/09/1999 |
D TR |
BURBANK, LARRY A |
BANK ONE |
| 103583-1998 |
09/30/1998 |
10/13/1998 |
REC |
EQUITY TITLE AGENCY INC SUBTEE |
BURBANK, LARRY A |
| 103582-1998 |
05/12/1998 |
10/13/1998 |
SUB TEE |
COUNTRYWIDE HOME LOANS INC FKA (ET AL) |
EQUITY TITLE AGENCY INC SUBTEE |
| 19818-1998 |
02/23/1998 |
03/03/1998 |
D TR |
BURBANK, LARRY A |
NATIONS BANC MORTGAGE CORPORATION |
| 13232-1997 |
02/03/1997 |
02/21/1997 |
REC |
KEYBANK NATIONAL ASSOCIATION SUC TO (ET AL) |
SNOW, ROCKY L & ANNETTE M |
| 13231-1997 |
02/03/1997 |
02/21/1997 |
SUB TEE |
NATIONSBANC MORTGAGE CORPORATION |
KEYBANK NATIONAL ASSOCIATION SUC TO (ET AL) |
| 4986-1997 |
01/17/1997 |
01/22/1997 |
D TR |
BURBANK, LARRY A |
AMERICAS WHOLESALE LENDER |
| 4985-1997 |
01/17/1997 |
01/22/1997 |
WD |
SNOW, ROCKY L & ANNETTE M |
BURBANK, LARRY A |
| 78074-1996 |
08/26/1996 |
09/24/1996 |
AS |
KISLAK NATIONAL BANK |
NATIONSBANC MORTGAGE CORPORATION |
| 1034-1994 |
05/24/1993 |
01/04/1994 |
REC |
ZIONS FIRST NATIONAL BANK TEE |
SNOW, ROCKY L & ANNETTE M |
| 19657-1993 |
03/24/1993 |
04/02/1993 |
AS |
FREEDOM MORTGAGE CORPORATION |
KISLAK NATIONAL BANK |
| 18656-1993 |
03/24/1993 |
03/31/1993 |
D TR |
SNOW, ROCKY L & ANNETTE M |
FREEDOM MORTGAGE CORPORATION |
| 10179-1989 |
04/04/1989 |
04/19/1989 |
ASSUBTE |
AMERICAN SAVINGS & LOAN ASSOCIATION (ET AL) |
ZIONS MORTGAGE COMPANY |
| 1725-1989 |
01/18/1989 |
01/20/1989 |
REC |
EMPIRE LAND TITLE COMPANY TEE |
EVANS, JACK THOMAS & JUDITH ROSE |
| 1056-1989 |
12/07/1988 |
01/12/1989 |
REC |
PRUDENTIAL FEDERAL SAVINGS & LOAN ASSOCIATION TEE |
EVANS, JACK THOMAS & JUDITH ROSE |
| 35697-1988 |
11/23/1988 |
11/28/1988 |
TR D |
SNOW, ROCKY L & ANNETTE M |
AMERICAN SAVINGS AND LOAN ASSOCIATION |
| 35696-1988 |
11/23/1988 |
11/28/1988 |
WD |
EVANS, JACK THOMAS & JUDITH ROSE |
SNOW, ROCKY L & ANNETTE M |
| 15381-1987 |
03/25/1987 |
04/22/1987 |
RC |
CITY CONSUMER SERVICES INC |
WHOM OF INTEREST |
| 14025-1985 |
05/09/1985 |
05/17/1985 |
RC |
CITY CONSUMER SERVICES INC |
WHOM OF INTEREST |
| 39484-1983 |
12/27/1983 |
12/28/1983 |
RC |
CITY CONSUMER SERVICES INC |
WHOM OF INTEREST |
| 39483-1983 |
12/27/1983 |
12/28/1983 |
D TR |
EVANS, JACK THOMAS & JUDITH ROSE |
CITY FEDERAL SAVINGS AND LOAN ASSOCIATION |
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