Property Information

Serial Number: 42:012:0009 Serial Life: 1981...    
Parcel Photo
Total Photos: 3
     
Property Address:  3242 APACHE LA - PROVO  
Mailing Address: 3242 APACHE LN PROVO, UT 84604  
Acreage: 0.23  
Last Document: 0-0  
Subdivision Map Filing   
Legal Description:  LOT 8, PLAT H, INDIAN HILLS SUB.  

  • Owner Names
  • Value History
  • Tax History
  • Location
  • Photos
  • Documents
  • Aerial Image
  
2023...   KRIS ROWE 2022 LIVING TRUST 11-17-2022
2023...   ROWE, KRIS ROWAN
2023...   ROWE, WILLIAM WESTEL
2018-2022   ROWE, KRIS ROWAN
2018-2022   ROWE, WILLIAM WESTEL
2015-2017   RUSSELL, JON KEITH
2015-2017   RUSSELL, MARSHA KAY
2015NV   RUSSELL, JON KEITH
2015NV   RUSSELL, MARSHA KAY
2012-2014   RUSSELL, JON KEITH
2012-2014   RUSSELL, MARSHA KAY
2012NV   RUSSELL, JON KEITH
2012NV   RUSSELL, MARSHA KAY
2010-2011   RUSSELL, JON KEITH
2010-2011   RUSSELL, MARSHA KAY
2008-2009   RUSSELL, JON KEITH
2008-2009   RUSSELL, MARSHA KAY
1999-2007   RUSSELL, JON KEITH
1999-2007   RUSSELL, MARSHA
1995-1998   RUSSEL, JON KEITH
1995-1998   RUSSEL, MARSHA K
1993-1994   RUSSEL, JON KEITH
1993-1994   RUSSEL, MARSHA
1988-1992   SALLENBACK, BEVERLY
1988-1992   SALLENBACK, DELOY
1984-1987   SALLENBACK, BEVERLY
1984-1987   SALLENBACK, DELOY
1981-1983   SALLENBACK, BEVERLY
1981-1983   SALLENBACK, DELOY
 
----- Real Estate Values -----
---Improvements---
---Greenbelt---
Total
Year
Com
Res
Agr
Tot
Com
Res
Agr
Tot
Land
Homesite
Tot
    Market Value
2024
$0
$311,900
$0
$311,900
$0
$500,200
$0
$500,200
$0
$0
$0
$812,100
2023
$0
$311,900
$0
$311,900
$0
$476,900
$0
$476,900
$0
$0
$0
$788,800
2022
$0
$332,500
$0
$332,500
$0
$424,500
$0
$424,500
$0
$0
$0
$757,000
2021
$0
$190,000
$0
$190,000
$0
$335,600
$0
$335,600
$0
$0
$0
$525,600
2020
$0
$152,000
$0
$152,000
$0
$329,000
$0
$329,000
$0
$0
$0
$481,000
2019
$0
$152,000
$0
$152,000
$0
$329,000
$0
$329,000
$0
$0
$0
$481,000
2018
$0
$144,700
$0
$144,700
$0
$286,100
$0
$286,100
$0
$0
$0
$430,800
2017
$0
$123,000
$0
$123,000
$0
$264,200
$0
$264,200
$0
$0
$0
$387,200
2016
$0
$89,000
$0
$89,000
$0
$277,500
$0
$277,500
$0
$0
$0
$366,500
2015
$0
$89,000
$0
$89,000
$0
$277,500
$0
$277,500
$0
$0
$0
$366,500
2014
$0
$83,200
$0
$83,200
$0
$246,400
$0
$246,400
$0
$0
$0
$329,600
2013
$0
$74,000
$0
$74,000
$0
$205,300
$0
$205,300
$0
$0
$0
$279,300
2012
$0
$61,100
$0
$61,100
$0
$230,700
$0
$230,700
$0
$0
$0
$291,800
2011
$0
$60,500
$0
$60,500
$0
$237,300
$0
$237,300
$0
$0
$0
$297,800
2010
$0
$65,298
$0
$65,298
$0
$257,635
$0
$257,635
$0
$0
$0
$322,933
2009
$0
$124,900
$0
$124,900
$0
$228,800
$0
$228,800
$0
$0
$0
$353,700
2008
$0
$135,800
$0
$135,800
$0
$265,300
$0
$265,300
$0
$0
$0
$401,100
2007
$0
$140,000
$0
$140,000
$0
$273,500
$0
$273,500
$0
$0
$0
$413,500
2006
$0
$71,800
$0
$71,800
$0
$290,400
$0
$290,400
$0
$0
$0
$362,200
2005
$0
$68,375
$0
$68,375
$0
$276,603
$0
$276,603
$0
$0
$0
$344,978
2004
$0
$68,375
$0
$68,375
$0
$276,603
$0
$276,603
$0
$0
$0
$344,978
2003
$0
$68,375
$0
$68,375
$0
$276,603
$0
$276,603
$0
$0
$0
$344,978
2002
$0
$68,375
$0
$68,375
$0
$276,603
$0
$276,603
$0
$0
$0
$344,978
2001
$0
$68,375
$0
$68,375
$0
$276,603
$0
$276,603
$0
$0
$0
$344,978
2000
$0
$63,902
$0
$63,902
$0
$258,628
$0
$258,628
$0
$0
$0
$322,530
1999
$0
$63,902
$0
$63,902
$0
$231,953
$0
$231,953
$0
$0
$0
$295,855
1998
$0
$63,902
$0
$63,902
$0
$231,953
$0
$231,953
$0
$0
$0
$295,855
1997
$0
$63,902
$0
$63,902
$0
$231,953
$0
$231,953
$0
$0
$0
$295,855
1996
$0
$58,433
$0
$58,433
$0
$212,100
$0
$212,100
$0
$0
$0
$270,533
1995
$0
$53,121
$0
$53,121
$0
$212,100
$0
$212,100
$0
$0
$0
$265,221
1994
$0
$31,065
$0
$31,065
$0
$171,048
$0
$171,048
$0
$0
$0
$202,113
1993
$0
$31,065
$0
$31,065
$0
$171,048
$0
$171,048
$0
$0
$0
$202,113
1992
$0
$28,500
$0
$28,500
$0
$156,925
$0
$156,925
$0
$0
$0
$185,425
1991
$0
$25,000
$0
$25,000
$0
$154,000
$0
$154,000
$0
$0
$0
$179,000
1990
$0
$25,000
$0
$25,000
$0
$154,000
$0
$154,000
$0
$0
$0
$179,000
1989
$0
$28,986
$0
$28,986
$0
$171,753
$0
$171,753
$0
$0
$0
$200,739
1988
$0
$28,987
$0
$28,987
$0
$111,575
$0
$111,575
$0
$0
$0
$140,562
1987
$0
$29,883
$0
$29,883
$0
$115,025
$0
$115,025
$0
$0
$0
$144,908
1986
$0
$29,884
$0
$29,884
$0
$115,027
$0
$115,027
$0
$0
$0
$144,911
1985
$0
$29,883
$0
$29,883
$0
$115,025
$0
$115,025
$0
$0
$0
$144,908
1984
$0
$30,183
$0
$30,183
$0
$106,117
$0
$106,117
$0
$0
$0
$136,300
Year
General Taxes
Adjustments
Net Taxes
Fees
Payments
Tax Balance*
Balance Due
Tax District
2025
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00     110 - PROVO CITY
2024
$4,537.57
$0.00
$4,537.57
$0.00
$0.00
$0.00     110 - PROVO CITY
2023
$4,470.72
$0.00
$4,470.72
$0.00
$0.00
$0.00     110 - PROVO CITY
2022
$4,255.10
$0.00
$4,255.10
$0.00
$0.00
$0.00     110 - PROVO CITY
2021
$3,079.86
$0.00
$3,079.86
$0.00
$0.00
$0.00     110 - PROVO CITY
2020
$3,006.61
$0.00
$3,006.61
$0.00
$0.00
$0.00     110 - PROVO CITY
2019
$2,891.00
$0.00
$2,891.00
$0.00
$0.00
$0.00     110 - PROVO CITY
2018
$2,553.03
$0.00
$2,553.03
$0.00
$0.00
$0.00     110 - PROVO CITY
2017
$2,296.77
$0.00
$2,296.77
$0.00
$0.00
$0.00     110 - PROVO CITY
2016
$2,332.42
$0.00
$2,332.42
$0.00
$0.00
$0.00     110 - PROVO CITY
2015
$2,307.63
$0.00
$2,307.63
$0.00
$0.00
$0.00     110 - PROVO CITY
2014
$1,990.82
$0.00
$1,990.82
$0.00
$0.00
$0.00     110 - PROVO CITY
2013
$1,805.74
$0.00
$1,805.74
$0.00
$0.00
$0.00     110 - PROVO CITY
2012
$1,946.74
$0.00
$1,946.74
$0.00
$0.00
$0.00     110 - PROVO CITY
2011
$1,928.46
$0.00
$1,928.46
$0.00
$0.00
$0.00     110 - PROVO CITY
2010
$1,920.88
$0.00
$1,920.88
$0.00
$0.00
$0.00     110 - PROVO CITY
2009
$2,052.15
$0.00
$2,052.15
$0.00
$0.00
$0.00     110 - PROVO CITY
2008
$2,145.82
$0.00
$2,145.82
$0.00
$0.00
$0.00     110 - PROVO CITY
2007
$1,996.11
$0.00
$1,996.11
$0.00
$0.00
$0.00     110 - PROVO CITY
2006
$2,089.31
$0.00
$2,089.31
$0.00
$0.00
$0.00     110 - PROVO CITY
2005
$2,050.31
$0.00
$2,050.31
$0.00
$0.00
$0.00     110 - PROVO CITY
2004
$2,065.30
$0.00
$2,065.30
$0.00
$0.00
$0.00     110 - PROVO CITY
2003
$2,014.26
$0.00
$2,014.26
$0.00
$0.00
$0.00     110 - PROVO CITY
2002
$2,004.39
$0.00
$2,004.39
$0.00
$0.00
$0.00     110 - PROVO CITY
2001
$1,978.59
$0.00
$1,978.59
$0.00
$0.00
$0.00     110 - PROVO CITY
2000
$1,869.35
$0.00
$1,869.35
$0.00
$0.00
$0.00     110 - PROVO CITY
1999
$1,827.51
$0.00
$1,827.51
$0.00
$0.00
$0.00     110 - PROVO CITY
1998
$1,754.94
$0.00
$1,754.94
$0.00
$0.00
$0.00     110 - PROVO CITY
1997
$1,875.67
$0.00
$1,875.67
$0.00
$0.00
$0.00     110 - PROVO CITY
1996
$1,680.17
$0.00
$1,680.17
$0.00
$0.00
$0.00     110 - PROVO CITY
1995
$1,776.14
$0.00
$1,776.14
$0.00
$0.00
$0.00     110 - PROVO CITY
1994
$1,964.11
$0.00
$1,964.11
$0.00
$0.00
$0.00     110 - PROVO CITY
1993
$1,944.25
$0.00
$1,944.25
$0.00
$0.00
$0.00     110 - PROVO CITY
1992
$1,748.68
$0.00
$1,748.68
$0.00
$0.00
$0.00     110 - PROVO CITY
1991
$1,725.48
$0.00
$1,725.48
$0.00
$0.00
$0.00     110 - PROVO CITY
1990
$1,654.71
$0.00
$1,654.71
$0.00
$0.00
$0.00     110 - PROVO CITY
1989
$1,913.01
($207.18)
$1,705.83
$0.00
$0.00
$0.00     110 - PROVO CITY
1988
$1,279.65
$0.00
$1,279.65
$0.00
$0.00
$0.00     110 - PROVO CITY
1987
$1,310.09
$0.00
$1,310.09
$0.00
$0.00
$0.00     110 - PROVO CITY
1986
$1,264.96
$0.00
$1,264.96
$0.00
$0.00
$0.00     110 - PROVO CITY
1985
$1,271.31
$0.00
$1,271.31
$0.00
$0.00
$0.00     110 - PROVO CITY
1984
$1,175.34
$0.00
$1,175.34
$0.00
$0.00
$0.00     110 - PROVO CITY
5 Year
1 Year
*The visual representation is a sum of taxes for the year(s) selected and is for reference only and no liability is assumed for any inaccuracies, incorrect data or variations.

* Note: Original tax amount (Does not include applicable interest and/or fees).
Parcel Photo
Parcel Photo
Parcel Photo
Entry # Date Recorded Type Party1 (Grantor) Party2 (Grantee)
118862-2022 11/17/2022 11/18/2022 WD ROWE, WILLIAM WESTEL & KRIS ROWAN ROWE, KRIS ROWAN & WILLIAM WESTEL TEE (ET AL)
66786-2021 04/06/2021 04/09/2021 RSUBTEE WELLS FARGO BANK (ET AL) ROWE, WILLIAM WESTEL & KRIS ROWAN
57356-2021 03/17/2021 03/29/2021 D TR ROWE, WILLIAM WESTEL & KRIS ROWAN BANK OF AMERICA
79875-2017 08/02/2017 08/16/2017 REC UTAH COMMUNITY CREDIT UNION TEE RUSSELL, JON KEITH & MARSHA KAY
66905-2017 07/10/2017 07/11/2017 D TR ROWE, WILLIAM WESTEL & KRIS ROWAN WELLS FARGO BANK
66901-2017 07/10/2017 07/11/2017 WD RUSSELL, JON KEITH & MARSHA KAY TEE (ET AL) ROWE, WILLIAM WESTEL & KRIS ROWAN
57564-2014 08/11/2014 08/15/2014 REC UTAH COMMUNITY CREDIT UNION TEE RUSSELL, JON KEITH & MARSHA KAY
43288-2014 06/20/2014 06/25/2014 WD RUSSELL, JON KEITH & MARSHA KAY RUSSELL, JON KEITH & MARSHA KAY TEE
43287-2014 06/20/2014 06/25/2014 D TR RUSSELL, JON KEITH & MARSHA KAY UTAH COMMUNITY CREDIT UNION
43286-2014 06/20/2014 06/25/2014 WD RUSSELL, JON KEITH & MARSHA KAY TEE (ET AL) RUSSELL, JON KEITH & MARSHA KAY
62081-2011 08/22/2011 09/02/2011 REC UTAH COMMUNITY CREDIT UNION TEE RUSSELL, JON KEITH & MARSHA KAY
49299-2011 07/06/2011 07/11/2011 WD RUSSELL, JON KEITH & MARSHA KAY RUSSELL, JON KEITH & MARSHA KAY TEE
49298-2011 07/06/2011 07/11/2011 D TR RUSSELL, JON KEITH & MARSHA KAY UTAH COMMUNITY CREDIT UNION
49297-2011 07/06/2011 07/11/2011 WD RUSSELL, JON KEITH & MARSHA KAY TEE (ET AL) RUSSELL, JON KEITH & MARSHA KAY
85779-2009 07/20/2009 08/06/2009 REC ZIONS FIRST NATIONAL BANK TEE RUSSELL, JON KEITH & MARSHA
71180-2009 06/24/2009 06/29/2009 WD RUSSELL, JON KEITH & MARSHA KAY RUSSELL, JON KEITH & MARSHA KAY TEE
71179-2009 06/24/2009 06/29/2009 D TR RUSSELL, JON KEITH & MARSHA KAY UTAH COMMUNITY CREDIT UNION
71178-2009 06/24/2009 06/29/2009 WD RUSSELL, JON KEITH & MARSHA KAY TEE (ET AL) RUSSELL, JON KEITH & MARSHA KAY
8922-2009 01/15/2009 01/28/2009 RSUBTEE MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC (ET AL) RUSSELL, JON KEITH & MARSHA
79415-2007 05/29/2007 05/30/2007 QCD RUSSELL, JON KEITH & MARSHA RUSSELL, JON KEITH & MARSHA KAY TEE
72267-2004 05/28/2004 06/23/2004 D TR RUSSELL, JON KEITH & MARSHA ZIONS FIRST NATIONAL BANK
122290-2003 05/30/2003 08/05/2003 RSUBTEE WASHINGTON MUTUAL BANK (ET AL) RUSSELL, JON KEITH & MARSHA
62744-2003 04/18/2003 04/24/2003 REC UTAH COMMUNITY CREDIT UNION TEE RUSSELL, JON KEITH & MARSHA
57788-2003 03/31/2003 04/15/2003 D TR RUSSELL, JON KEITH & MARSHA E TRADE MORTGAGE CORPORATION
43688-2002 04/16/2002 04/18/2002 REC UTAH COMMUNITY CREDIT UNION TEE RUSSELL, JON KEITH & MARSHA
43687-2002 04/16/2002 04/18/2002 SUB TEE UTAH COMMUNITY CREDIT UNION UTAH COMMUNITY CREDIT UNION SUBTEE
41645-2002 04/11/2002 04/12/2002 RC EVERTON, JENNIFER WHOM OF INTEREST
41644-2002 04/11/2002 04/12/2002 D TR RUSSELL, JON KEITH & MARSHA UTAH COMMUNITY CREDIT UNION
114385-1998 10/21/1998 11/05/1998 REC LUNDBERG, J SCOTT SUCTEE RUSSELL, JON KEITH & MARSHA K
114384-1998 09/29/1998 11/05/1998 SUB TEE NORWEST MORTGAGE INC A CALIFORNIA CORPORATION FKA (ET AL) LUNDBERG, J SCOTT SUCTEE
93142-1998 09/09/1998 09/14/1998 D TR RUSSELL, JON KEITH & MARSHA NORTH AMERICAN MORTGAGE COMPANY
93141-1998 09/09/1998 09/14/1998 WD RUSSEL, JON KEITH AKA (ET AL) RUSSELL, JON KEITH & MARSHA
41705-1994 05/17/1994 05/18/1994 TR D RUSSELL, JO KEITH & MARSHA K UNIVERSAL CAMPUS FEDERAL CREDIT UNION
41704-1994 05/17/1994 05/18/1994 RC MARTIN, DEBBIE WHOM OF INTEREST
39785-1994 05/11/1994 05/12/1994 REC MOUNTAIN WEST TITLE CO TEE RUSSELL, JON KEITH & MARSHA
39784-1994 04/19/1994 05/12/1994 SUB TEE GE CAPITAL MORTGAGE SERVICES INC MOUNTAIN WEST TITLE CO SUBTEE
27374-1994 03/09/1994 04/01/1994 AS RICHARDS-WOODBURY MORTGAGE CORP NORWEST MORTGAGE INC
18945-1994 03/01/1994 03/07/1994 D TR RUSSELL, JON KEITH & MARSHA K BY ATY RICHARDS-WOODBURY MORTGAGE CORP
18944-1994 03/01/1994 03/07/1994 QCD RUSSEL, JON KEITH & MARSHA BY ATY RUSSEL, JON KEITH & MARSHA K
18943-1994 02/20/1994 03/07/1994 PA RUSSELL, JON KEITH RUSSELL, MARSHA
57670-1993 02/28/1993 08/24/1993 AS MTGE EMPIRE OF AMERICA REALTY CREDIT CORP GE CAPITAL MORTGAGE SERVICES INC
22555-1993 03/19/1993 04/16/1993 REC ASSOCIATED TILE COMPANY TEE SALLENBACK, DE LOY & BEVERLY
22554-1993 03/19/1993 04/16/1993 SUB TEE FIRST SECURITY BANK OF UTAH ASSOCIATED TITLE COMPANY SUCTEE
19934-1993 04/01/1993 04/05/1993 RSUBTEE ASSOCIATES FINANCIAL SERVICES CO OF UTAH INC (ET AL) SALLENBACK, DELOY & BEVERLY
70275-1992 12/18/1992 12/22/1992 D TR RUSSELL, JON KEITH & MARSHA EMPIRE OF AMERICA REALTY CREDIT CORP
70274-1992 12/18/1992 12/22/1992 WD SALLENBACK, DELOY & BEVERLY (ET AL) RUSSEL, JON KEITH & MARSHA
64784-1992 11/04/1992 11/27/1992 AS PACIFIC FIRST BANK SUC TO (ET AL) FIRST SECURITY BANK OF UTAH
64783-1992 11/06/1992 11/27/1992 C AS RESOLUTION TRUST CORPORATION FOR (ET AL) PACIFIC FIRST BANK
3406-1991 12/14/1990 01/30/1991 REC FAR WEST BANK TEE SALLENBACK, DELOY & BEVERLEY
2718-1991 01/14/1991 01/28/1991 AS PACIFIC FIRST BANK SUC TO (ET AL) FIRST SECURITY BANK OF UTAH
39852-1990 11/28/1990 12/03/1990 REC ZIONS FIRST NATIONAL BANK TEE SALLENBACK, DELOY & BEVERLY
29806-1990 08/27/1990 09/10/1990 RC ROBISON, BRENT WHOM OF INTEREST
29805-1990 08/24/1990 09/10/1990 REC ZIONS FIRST NATIONAL BANK TEE SALLENBACK, DELOY & BEVERLY
27625-1990 08/23/1990 08/24/1990 SUB AGR FAR WEST BANK ASSOCIATES THE
27624-1990 08/20/1990 08/24/1990 TR D SALLENBACK, DELOY & B ASSOCIATES FINANCIAL SERVICES
31211-1989 10/16/1989 10/16/1989 D TR SALLENBACK, DE LOY & BEVERLEY FAR WEST BANK
25457-1989 12/28/1988 08/31/1989 AS CITY FEDERAL SAVINGS AND LOAN ASSOCIATION NKA (ET AL) FIRST NATIONWIDE BANK
14561-1989 05/05/1989 05/24/1989 RC ZIONS FIRST NATIONAL BANK WHOM OF INTEREST
14560-1989 05/05/1989 05/24/1989 TR D SALLENBACK, DE LOY & BEVERLY ZIONS FIRST NATIONAL BANK
14559-1989 04/20/1989 05/24/1989 REC ZIONS FIRST NATIONAL BANK TEE SALLENBACK, DELOY & BEVERLY
14558-1989 05/10/1989 05/24/1989 REC TITLE GUARANTY FUND TEE SALLENBACK, DE LOY & BEVERLY
42415-1987 11/11/1987 11/18/1987 CAN ND AMERICAN SAVINGS & LOAN ASSOCIATION TEE SALLENBACK, DE LOY & BEVERLY
35652-1987 09/15/1987 09/21/1987 ND AMERICAN SAVINGS & LOAN ASSOCIATION TEE SALLENBACK, DE LOY & BEVERLY
15381-1987 03/25/1987 04/22/1987 RC CITY CONSUMER SERVICES INC WHOM OF INTEREST
45656-1986 12/30/1986 12/31/1986 RC ZIONS FIRST NATIONAL BANK WHOM OF INTEREST
45655-1986 12/30/1986 12/31/1986 RC ZIONS FIRST NATIONAL BANK WHOM OF INTEREST
45654-1986 12/30/1986 12/31/1986 TR D SALLENBACK, DELOY & D (ET AL) ZIONS FIRST NATIONAL BANK
14025-1985 05/09/1985 05/17/1985 RC CITY CONSUMER SERVICES INC WHOM OF INTEREST
5417-1985 02/28/1985 02/28/1985 N LN SALLEBACK, DELOY M BENNETT PAINT AND GLASS CO
30553-1984 10/15/1984 10/16/1984 REC ROWLEY LAND TITLE COMPANY TEE SALLENBACK, DELOY & BEVERLY
28461-1984 09/20/1984 09/24/1984 RC CITY CONSUMER SERVICES INC WHOM OF INTEREST
28460-1984 09/20/1984 09/24/1984 D TR SALLENBACK, DE LOY & BEVERLY CITY FEDERAL SAVINGS AND LOAN ASSOCIATION
24437-1984 03/10/1982 08/16/1984 REC CENTRAL BANK & TRUST COMPANY TEE SALLENBACK, DELOY & BEVERLY
8660-1982 04/02/1982 04/07/1982 REL AMERICAN SAVINGS & LOAN ASSOCIATION SALLENBACK, DE LOY & BEVERLY ANN
4686-1982 02/24/1982 02/25/1982 RC CITICORP PERSON-TO-PERSON FINANCIAL CENTER OF UTAH WHOM OF INTEREST
4685-1982 02/24/1982 02/25/1982 D TR SALLENBACK, DELOY & BEVERLY CITICORP PERSON-TO-PERSON FINANCIAL CENTER OF UTAH
24715-1981 08/25/1981 08/25/1981 RC CENTRAL BANK & TRUST COMPANY WHOM OF INTEREST
24714-1981 08/25/1981 08/25/1981 RC CENTRAL BANK & TRUST COMPANY WHOM OF INTEREST
14313-1981 05/18/1981 05/18/1981 REC VALLEY TITLE COMPANY BY (ET AL) FISHER, ROBERT C & MARVA
14180-1981 05/15/1981 05/15/1981 TR D SALLENBACK, DELOY & BEVERLY CENTRAL BANK & TRUST COMPANY








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