Property Information

Serial Number: 41:078:0005 Serial Life: 1981...    
Parcel Photo
Total Photos: 5
     
Property Address:  813 S STUBBS AVE - PROVO more see "Addrs" tab below..  
Mailing Address: 2274 N TEMPLE VIEW DR PROVO, UT 84604  
Acreage: 0.24  
Last Document: 3254-2001  
Subdivision Map Filing   
Legal Description:  LOT 5, PLAT A, HEATHER SUB AREA 0.235 AC.  

  • Owner Names
  • Value History
  • Tax History
  • Location
  • Photos
  • Documents
  • Aerial Image
  • Addrs
  
2022...   AGR TRUST 01-30-2001
2022...   RUIZ, GRACIELA
2018-2021   RUIZ, ALBERTO
2016-2017   VANCE, CARISSA M
2015   WPG LLC
2015NV   GURNEY, RYAN S
2015NV   WPG LLC
2012-2014   ANDERSON, DEVIN D
2012-2014   GURNEY, RYAN S
2010-2011   ANDERSON, DEVIN D
2010-2011   GURNEY, RYAN S
2010NV   ANDERSON, DEVIN D
2008-2009   WPG LLC
2007   GURNEY, RYAN S
2004-2006   PCDC INVESTMENTS LLC
2004NV   EVANS, MARK
2003   VOGEL 5 LC
2003NV   VOGEL 5 LC
2002   LOVELESS, MARIE V
2002   LOVELESS, RANDY C
2002NV   FAULK, C GENE
2002NV   FAULK, FRANCELLE D
1999-2001   FAULK, CLIVE GENE
1999-2001   FAULK, CLIVE GENE
1999-2001   FAULK, FRANCELLE D
1999-2001   FAULK, FRANCELLE D
1999NV   FAULK, C GENE
1999NV   FAULK, FRANCELLE D
1998   FAULK, CLIVE GENE
1998   FAULK, FRANCELLE D
1998NV   FAULK, C GENE
1998NV   FAULK, FRANCELLE D
1993-1997   WATSON FAMILY PARTNERSHIP
1993NV   WATSON, JENNY
1993NV   WATSON, MICHAEL P
1993NV   WATSON, STEVEN P
1993NV   KING, KENNETH M
1993NV   KING, PAMELA J
1993NV   NELSON, L GORDON
1990-1992   KING, KENNETH M
1990-1992   KING, PAMELA J
1990NV   KING, KENNETH M
1990NV   KING, PAMELA J
1988-1989   FARNSWORTH, JESSE E
1988-1989   FARNSWORTH, ROZANNA
1988-1989   PHOTON (SIC), ROBYN P
1988-1989   RHOTON, THOMAS A
1987   FARNSWORTH, JESSE E
1987   FARNSWORTH, ROZANNA
1987   PHOTON (SIC), ROBYN P
1987   RHOTON, THOMAS A
1987NV   FARNSWORTH, JESSE E
1987NV   FARNSWORTH, ROZANNA
1987NV   RHOTON, ROBYN P
1987NV   RHOTON, THOMAS A
1981-1986   ILLES, IMRE
1981-1986   ILLES, RENATE
 
----- Real Estate Values -----
---Improvements---
---Greenbelt---
Total
Year
Com
Res
Agr
Tot
Com
Res
Agr
Tot
Land
Homesite
Tot
    Market Value
2024
$0
$202,400
$0
$202,400
$0
$607,300
$0
$607,300
$0
$0
$0
$809,700
2023
$0
$200,400
$0
$200,400
$0
$601,300
$0
$601,300
$0
$0
$0
$801,700
2022
$0
$184,700
$0
$184,700
$0
$554,200
$0
$554,200
$0
$0
$0
$738,900
2021
$0
$142,100
$0
$142,100
$0
$426,300
$0
$426,300
$0
$0
$0
$568,400
2020
$0
$132,200
$0
$132,200
$0
$396,600
$0
$396,600
$0
$0
$0
$528,800
2019
$0
$133,200
$0
$133,200
$0
$358,500
$0
$358,500
$0
$0
$0
$491,700
2018
$0
$252,800
$0
$252,800
$0
$174,800
$0
$174,800
$0
$0
$0
$427,600
2017
$0
$93,800
$0
$93,800
$0
$281,300
$0
$281,300
$0
$0
$0
$375,100
2016
$0
$90,500
$0
$90,500
$0
$271,500
$0
$271,500
$0
$0
$0
$362,000
2015
$0
$84,500
$0
$84,500
$0
$253,600
$0
$253,600
$0
$0
$0
$338,100
2014
$0
$79,900
$0
$79,900
$0
$239,800
$0
$239,800
$0
$0
$0
$319,700
2013
$0
$65,400
$0
$65,400
$0
$235,700
$0
$235,700
$0
$0
$0
$301,100
2012
$0
$65,400
$0
$65,400
$0
$235,700
$0
$235,700
$0
$0
$0
$301,100
2011
$0
$65,400
$0
$65,400
$0
$218,700
$0
$218,700
$0
$0
$0
$284,100
2010
$0
$71,050
$0
$71,050
$0
$230,175
$0
$230,175
$0
$0
$0
$301,225
2009
$0
$72,500
$0
$72,500
$0
$247,500
$0
$247,500
$0
$0
$0
$320,000
2008
$0
$72,500
$0
$72,500
$0
$247,500
$0
$247,500
$0
$0
$0
$320,000
2007
$0
$72,500
$0
$72,500
$0
$247,500
$0
$247,500
$0
$0
$0
$320,000
2006
$0
$72,500
$0
$72,500
$0
$172,000
$0
$172,000
$0
$0
$0
$244,500
2005
$0
$69,000
$0
$69,000
$0
$163,800
$0
$163,800
$0
$0
$0
$232,800
2004
$0
$69,000
$0
$69,000
$0
$163,800
$0
$163,800
$0
$0
$0
$232,800
2003
$0
$69,000
$0
$69,000
$0
$163,800
$0
$163,800
$0
$0
$0
$232,800
2002
$0
$69,000
$0
$69,000
$0
$163,800
$0
$163,800
$0
$0
$0
$232,800
2001
$0
$69,000
$0
$69,000
$0
$163,800
$0
$163,800
$0
$0
$0
$232,800
2000
$0
$69,745
$0
$69,745
$0
$150,727
$0
$150,727
$0
$0
$0
$220,472
1999
$0
$62,552
$0
$62,552
$0
$135,181
$0
$135,181
$0
$0
$0
$197,733
1998
$0
$62,552
$0
$62,552
$0
$135,181
$0
$135,181
$0
$0
$0
$197,733
1997
$0
$62,552
$0
$62,552
$0
$135,181
$0
$135,181
$0
$0
$0
$197,733
1996
$0
$61,591
$0
$61,591
$0
$133,105
$0
$133,105
$0
$0
$0
$194,696
1995
$0
$55,992
$0
$55,992
$0
$133,105
$0
$133,105
$0
$0
$0
$189,097
1994
$0
$32,744
$0
$32,744
$0
$107,343
$0
$107,343
$0
$0
$0
$140,087
1993
$0
$32,744
$0
$32,744
$0
$107,343
$0
$107,343
$0
$0
$0
$140,087
1992
$0
$30,040
$0
$30,040
$0
$98,480
$0
$98,480
$0
$0
$0
$128,520
1991
$0
$26,351
$0
$26,351
$0
$86,386
$0
$86,386
$0
$0
$0
$112,737
1990
$0
$26,351
$0
$26,351
$0
$86,386
$0
$86,386
$0
$0
$0
$112,737
1989
$0
$26,351
$0
$26,351
$0
$86,386
$0
$86,386
$0
$0
$0
$112,737
1988
$0
$26,352
$0
$26,352
$0
$86,387
$0
$86,387
$0
$0
$0
$112,739
1987
$0
$27,167
$0
$27,167
$0
$89,058
$0
$89,058
$0
$0
$0
$116,225
1986
$0
$27,167
$0
$27,167
$0
$89,060
$0
$89,060
$0
$0
$0
$116,227
1985
$0
$27,167
$0
$27,167
$0
$89,058
$0
$89,058
$0
$0
$0
$116,225
1984
$0
$27,442
$0
$27,442
$0
$104,775
$0
$104,775
$0
$0
$0
$132,217
Year
General Taxes
Adjustments
Net Taxes
Fees
Payments
Tax Balance*
Balance Due
Tax District
2025
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00     110 - PROVO CITY
2024
$4,524.16
$0.00
$4,524.16
$0.00
$0.00
$0.00     110 - PROVO CITY
2023
$4,543.84
$0.00
$4,543.84
$0.00
$0.00
$0.00     110 - PROVO CITY
2022
$4,153.36
$0.00
$4,153.36
$0.00
$0.00
$0.00     110 - PROVO CITY
2021
$3,330.65
$0.00
$3,330.65
$0.00
$0.00
$0.00     110 - PROVO CITY
2020
$3,305.40
$0.00
$3,305.40
$0.00
$0.00
$0.00     110 - PROVO CITY
2019
$2,955.31
$0.00
$2,955.31
$0.00
$0.00
$0.00     110 - PROVO CITY
2018
$2,534.06
$0.00
$2,534.06
$0.00
$0.00
$0.00     110 - PROVO CITY
2017
$2,225.00
$0.00
$2,225.00
$0.00
$0.00
$0.00     110 - PROVO CITY
2016
$2,303.79
$0.00
$2,303.79
$0.00
$0.00
$0.00     110 - PROVO CITY
2015
$2,128.81
$0.00
$2,128.81
$0.00
$0.00
$0.00     110 - PROVO CITY
2014
$1,931.02
$0.00
$1,931.02
$0.00
$0.00
$0.00     110 - PROVO CITY
2013
$1,946.69
$0.00
$1,946.69
$0.00
$0.00
$0.00     110 - PROVO CITY
2012
$2,008.79
$0.00
$2,008.79
$0.00
$0.00
$0.00     110 - PROVO CITY
2011
$1,839.75
$0.00
$1,839.75
$0.00
$0.00
$0.00     110 - PROVO CITY
2010
$1,791.76
$0.00
$1,791.76
$0.00
$0.00
$0.00     110 - PROVO CITY
2009
$1,856.62
$0.00
$1,856.62
$0.00
$0.00
$0.00     110 - PROVO CITY
2008
$1,711.95
$0.00
$1,711.95
$0.00
$0.00
$0.00     110 - PROVO CITY
2007
$1,553.53
$0.00
$1,553.53
$0.00
$0.00
$0.00     110 - PROVO CITY
2006
$1,420.86
$0.00
$1,420.86
$0.00
$0.00
$0.00     110 - PROVO CITY
2005
$1,394.41
$0.00
$1,394.41
$0.00
$0.00
$0.00     110 - PROVO CITY
2004
$1,404.60
$0.00
$1,404.60
$0.00
$0.00
$0.00     110 - PROVO CITY
2003
$1,369.89
$0.00
$1,369.89
$0.00
$0.00
$0.00     110 - PROVO CITY
2002
$1,363.18
$0.00
$1,363.18
$0.00
$0.00
$0.00     110 - PROVO CITY
2001
$1,345.63
$0.00
$1,345.63
$0.00
$0.00
$0.00     110 - PROVO CITY
2000
$1,288.38
$0.00
$1,288.38
$0.00
$0.00
$0.00     110 - PROVO CITY
1999
$1,232.65
$0.00
$1,232.65
$0.00
$0.00
$0.00     110 - PROVO CITY
1998
$1,183.70
$0.00
$1,183.70
$0.00
$0.00
$0.00     110 - PROVO CITY
1997
$1,265.13
$0.00
$1,265.13
$0.00
$0.00
$0.00     110 - PROVO CITY
1996
$1,220.47
$0.00
$1,220.47
$0.00
$0.00
$0.00     110 - PROVO CITY
1995
$1,278.53
$0.00
$1,278.53
$0.00
$0.00
$0.00     110 - PROVO CITY
1994
$1,375.64
$0.00
$1,375.64
$0.00
$0.00
$0.00     110 - PROVO CITY
1993
$1,361.94
$0.00
$1,361.94
$0.00
$0.00
$0.00     110 - PROVO CITY
1992
$1,226.16
$0.00
$1,226.16
$0.00
$0.00
$0.00     110 - PROVO CITY
1991
$1,101.18
$0.00
$1,101.18
$0.00
$0.00
$0.00     110 - PROVO CITY
1990
$1,057.58
$0.00
$1,057.58
$0.00
$0.00
$0.00     110 - PROVO CITY
1989
$1,090.26
$0.00
$1,090.26
$0.00
$0.00
$0.00     110 - PROVO CITY
1988
$1,041.52
$0.00
$1,041.52
$0.00
$0.00
$0.00     110 - PROVO CITY
1987
$1,065.83
$0.00
$1,065.83
$0.00
$0.00
$0.00     110 - PROVO CITY
1986
$1,029.12
$0.00
$1,029.12
$0.00
$0.00
$0.00     110 - PROVO CITY
1985
$1,034.29
$0.00
$1,034.29
$0.00
$0.00
$0.00     110 - PROVO CITY
1984
$1,154.50
$0.00
$1,154.50
$0.00
$0.00
$0.00     110 - PROVO CITY
5 Year
1 Year
*The visual representation is a sum of taxes for the year(s) selected and is for reference only and no liability is assumed for any inaccuracies, incorrect data or variations.

* Note: Original tax amount (Does not include applicable interest and/or fees).
Parcel Photo
Parcel Photo
Parcel Photo
Parcel Photo
Parcel Photo
Entry # Date Recorded Type Party1 (Grantor) Party2 (Grantee)
188768-2021 11/08/2021 11/08/2021 PERREPD RUIZ, GRACIELA & ALBERTO PERREP RUIZ, GRACIELA TEE (ET AL)
94487-2017 09/19/2017 09/26/2017 REC RIVERS, ROD TEE VANCE, CARISSA M
94486-2017 09/06/2017 09/26/2017 SUB TEE MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC RIVERS, ROD SUCTEE
82588-2017 08/22/2017 08/23/2017 D TR RUIZ, ALBERTO SECURITYNATIONAL MORTGAGE COMPANY
82580-2017 08/22/2017 08/23/2017 WD VANCE, CARISSA M RUIZ, ALBERTO
10464-2017 01/20/2017 02/01/2017 REC RIVERS, ROD TEE RADLE, STEVEN G
10463-2017 01/13/2017 02/01/2017 SUB TEE SPRINGLEAF FINANCIAL SERVICES INC RIVERS, ROD SUCTEE
41484-2015 05/12/2015 05/14/2015 RSUBTEE MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC (ET AL) ANDERSON, DEVIN D (ET AL)
37584-2015 05/01/2015 05/01/2015 REC MT OLYMPUS TITLE INSURANCE AGENCY INC TEE WPG LLC
37549-2015 04/30/2015 05/01/2015 D TR VANCE, CARISSA M ACADEMY MORTGAGE CORPORATION
37519-2015 04/30/2015 05/01/2015 WD WPG LLC VANCE, CARISSA M
94417-2014 12/29/2014 12/31/2014 TR D WPG LLC ANDERSON, DEVIN D
87579-2014 09/19/2014 12/04/2014 QCD GURNEY, RYAN S WPG LLC
87572-2014 11/24/2014 12/04/2014 QCD ANDERSON, DEVIN D WPG LLC
96089-2010 10/29/2010 11/04/2010 RSUBTEE MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC (ET AL) GURNEY, RYAN S
81121-2010 09/24/2010 09/24/2010 REC FIRST AMERICAN TITLE INSURANCE AGENCY LLC TEE GURNEY, RYAN S
79910-2010 09/08/2010 09/21/2010 D TR ANDERSON, DEVIN D (ET AL) MET LIFE HOME LOANS
117245-2009 11/03/2009 11/12/2009 WD ANDERSON, DEVIN D ANDERSON, DEVIN D (ET AL)
78762-2009 07/17/2009 07/17/2009 WD WPG LLC ANDERSON, DEVIN D
121358-2008 11/12/2008 11/12/2008 RC AMERICAN GENERAL FINANCIAL SERVICES INC WHOM OF INTEREST
131819-2007 08/24/2007 09/06/2007 WD GURNEY, RYAN S WPG LLC
28482-2007 02/23/2007 02/26/2007 QCD RADLE, STEVEN G RADLE, STEVEN G & BRONWYN K
28481-2007 02/23/2007 02/26/2007 D TR RADLE, STEVEN G AMERICAN GENERAL FINANCIAL SERVICES INC
28480-2007 02/23/2007 02/26/2007 QCD RADLE, BRONWYN K (ET AL) RADLE, STEVEN G
9483-2007 01/17/2007 01/19/2007 REC RIVERS, ROD TEE EVANS, MARK
9482-2007 01/04/2007 01/19/2007 SUB TEE WASHINGTON MUTUAL BANK RIVERS, ROD SUCTEE
160626-2006 11/21/2006 11/29/2006 D TR GURNEY, RYAN S PROVIDENT FUNDING ASSOCIATES
160625-2006 11/21/2006 11/29/2006 D TR GURNEY, RYAN S PROVIDENT FUNDING ASSOCIATES
160446-2006 11/20/2006 11/29/2006 WD PCDC INVESTMENTS LLC GURNEY, RYAN S
106077-2003 06/26/2003 07/15/2003 RSUBTEE MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC (ET AL) LOVELESS, RANDY C & MARIE V
67495-2003 04/25/2003 05/05/2003 WD EVANS, MARK PCDC INVESTMENTS LLC
55273-2003 04/08/2003 04/10/2003 D TR EVANS, MARK WASHINGTON MUTUAL BANK
55244-2003 04/08/2003 04/10/2003 WD VOGEL 5 LC EVANS, MARK
119564-2002 09/20/2002 10/09/2002 REC RIVERS, ROD TEE LOVELESS, RANDY C & MARIE V
119563-2002 09/10/2002 10/09/2002 SUB TEE MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC RIVERS, ROD SUCTEE
95620-2002 08/19/2002 08/19/2002 WD LOVELESS, RANDY C & MARIE V VOGEL 5 LC
95619-2002 08/19/2002 08/19/2002 D TR LOVELESS, RANDY C & MARIE V WACHOVIA MORTGAGE CORPORATION
95618-2002 08/19/2002 08/19/2002 WD VOGEL 5 LC LOVELESS, RANDY C & MARIE V
39521-2002 04/08/2002 04/09/2002 WD LOVELESS, RANDY C & MARIE V VOGEL 5 LC
39169-2001 04/16/2001 04/25/2001 REC RIVERS, ROD TEE FAULK, C GENE & FRANCELLE D
39168-2001 04/04/2001 04/25/2001 SUB TEE CHASE MANHATTAN MORTGAGE CORPORATION FOR (ET AL) RIVERS, ROD SUBTEE
20558-2001 03/02/2001 03/05/2001 WD FAULK, C GENE & FRANCELLE D TEE (ET AL) LOVELESS, RANDY C & MARIE V
20177-2001 03/02/2001 03/05/2001 D TR LOVELESS, RANDY C & MARIE V FIRST UNION MORTGAGE CORPORATION
3254-2001 01/10/2001 01/12/2001 QCD FAULK, CLIVE GENE & FRANCELLE D TEE (ET AL) FAULK, C GENE & FRANCELLE D TEE
97522-2000 12/07/2000 12/08/2000 QCD FAULK, C GENE & FRANCELLE D FAULK, C GENE & FRANCELLE D TEE
84570-2000 10/26/2000 10/26/2000 N LN LUNT, EDWARD D & PENNY T (ET AL) BMC WEST CORPORATION
131660-1998 11/18/1998 12/17/1998 AS CHASE MANHATTAN MORTGAGE CORPORATION CITIBANK TEE
77944-1998 08/04/1998 08/05/1998 REC ACTION TITLE COMPANY TEE FAULK, C GENE & FRANCELLE D
67183-1998 07/01/1998 07/06/1998 REC MITCHELL MAUGHAN SUCTEE FARNSWORTH, JESSE E & ROZANNA (ET AL)
67182-1998 11/06/1997 07/06/1998 SUB TEE GE CAPITAL MORTGAGE SERVICES INC FKA (ET AL) WASATCH LAND & TITLE INSURANCE AGENCY INC SUBTEE
48864-1998 05/14/1998 05/15/1998 QCD FAULK, CLIVE G & FRANCELLE D FAULK, CLIVE GENE & FRANCELLE D TEE (ET AL)
48861-1998 05/13/1998 05/15/1998 AS FIRST COLONY MORTGAGE CORPORATION CHASE MANHATTAN MORTGAGE CORPORATION
48860-1998 05/13/1998 05/15/1998 D TR FAULK, C GENE & FRANCELLE D FIRST COLONY MORTGAGE CORP
48859-1998 05/14/1998 05/15/1998 QCD FAULK, CLIVE GENE & FRANCELLE D TEE (ET AL) FAULK, C GENE & FRANCELLE D
73875-1997 09/17/1997 09/22/1997 QCD FAULK, C GENE & FRANCELLE D FAULK, CLIVE GENE & FRANCELLE D TEE
73873-1997 09/16/1997 09/22/1997 AS FIRST COLONY MORTGAGE CORP PRINCIPAL RESIDENTIAL MORTGAGE INC
73872-1997 09/17/1997 09/22/1997 D TR FAULK, C GENE & FRANCELLE D FIRST COLONY MORTGAGE CORP
73871-1997 09/16/1997 09/22/1997 WD WATSON FAMILY LC FAULK, C GENE & FRANCELLE D
73870-1997 09/16/1997 09/22/1997 QCD WATSON, BRENT P & PAMELA B G PTNR (ET AL) WATSON FAMILY LC
73869-1997 09/16/1997 09/22/1997 QCD WATSON, PAMELA B TEE (ET AL) WATSON, BRENT P & PAMELA B G PTNR (ET AL)
8379-1993 08/04/1992 02/16/1993 WD WATSON, STEVEN P & MICHAEL P (ET AL) WATSON, PAMELA B TEE
1537-1993 01/05/1993 01/11/1993 REC EMPIRE LAND TITLE COMPANY TEE WATSON, STEVEN P & MICHAEL P (ET AL)
42183-1992 08/17/1992 08/18/1992 WD WATSON, STEVEN P & MICHAEL P (ET AL) WATSON FAMILY PARTNERSHIP
39373-1992 08/03/1992 08/04/1992 TR D WATSON, STEVEN P & MICHAEL P (ET AL) NELSON, L GORDON
39372-1992 08/03/1992 08/04/1992 WD KING, KENNETH M & PAMELA J (ET AL) WATSON, STEVEN P & MICHAEL P (ET AL)
34194-1992 07/07/1992 07/08/1992 QCD KING, KENNETH M & PAMELA J KING, KENNETH M & PAMELA J 1/2INT (ET AL)
5529-1989 03/01/1989 03/06/1989 WD FARNSWORTH, JESSE E & ROZANNA (ET AL) KING, KENNETH M & PAMELA J
29474-1988 01/22/1988 09/29/1988 AS MTGE DUVAL FEDERAL SAVINGS AND LOAN ASSOCIATION SHEARSON LEHMAN MORTGAGE CORPORATION
17589-1987 03/30/1987 05/06/1987 REC DESERET FEDERAL SAVINGS & LOAN ASSOCIATION TEE ILLES, IMRE & RENATE
8783-1987 01/15/1987 03/11/1987 AS KNUTSON MORTGAGE AND FINANCIAL CORPORATION DUVAL FEDERAL SAVINGS AND LOAN ASSOCIATION
2093-1987 12/11/1986 01/16/1987 TR D FARNSWORTH, JESSE E & ROZANNA (ET AL) KNUTSON MORTGAGE AND FINANCIAL CORPORATION
936-1987 12/23/1986 01/09/1987 EXEC D ILLES, IMRE & RENATE FARNSWORTH, JESSE E & ROZANNA (ET AL)
43481-1986 12/11/1986 12/17/1986 TR D FARNSWORTH, JESSE E & ROZANNA (ET AL) KNUTSON MORTGAGE AND FINANCIAL CORPORATION
43480-1986 12/10/1986 12/17/1986 SP PA FARNSWORTH, ROZANNA FARNSWORTH, JESSE E
43479-1986 12/16/1986 12/17/1986 WD ILLES, IMRE FARNSWORTH, JESSE E & ROZANNA (ET AL)
43478-1986 11/30/1981 12/17/1986 DC UTAH STATE OF ILLES, RENATE DEC
26025-1982 10/19/1982 10/20/1982 REC DESERET FEDERAL SAVINGS & LOAN ASSOCIATION TEE JAUSSI, J W & ANN A (ET AL)
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