Property Information
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Serial Number: 22:032:0011 |
Serial Life: 1980... |
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Total Photos: 3
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Property Address: 431 S IDAHO AVE - PROVO |
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Mailing Address: 431 S IDAHO AVE PROVO, UT 84606 |
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Acreage: 0.22 |
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Last Document:
44375-2014
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Subdivision Map Filing |
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Taxing Description:
COM. 177.21 FT N FROM SE COR OF LOT 10, BLK 7, PLAT B, WASATCH GARDENS, WHICH PT IS ALSO 1513.38 FT S & 101.56 FT W FROM NE COR OF SEC 7, T 7 S, R 3 E, SLB&M; S 77.21 FT; W 132.17 FT; N 1 13 E 79.3 FT; E 115.88 FT TO BEG. AREA .22 OF AN ACRE.
*Taxing description NOT FOR LEGAL DOCUMENTS
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- Owner Names
- Value History
- Tax History
- Location
- Photos
- Documents
- Aerial Image
2024... |
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KELLEY, AMANDA |
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2015-2023 |
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PETERSEN, ERIC ANDREW |
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2015-2023 |
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PETERSEN, HANNAH PEACE |
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2013-2014 |
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VAN ORMAN, J GIBB |
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2013-2014 |
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VAN ORMAN, SHERYL LEE P |
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2013NV |
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VAN ORMAN, J GIBB |
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2013NV |
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VAN ORMAN, SHERYL LEE P |
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2007-2012 |
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VAN ORMAN, J GIBB |
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2007-2012 |
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VAN ORMAN, SHERYL LEE P |
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2002-2006 |
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CLARKE, ROBERT L |
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2002-2006 |
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CLARKE, SUSAN S |
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2000-2001 |
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CLARKE, ROBERT L |
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2000-2001 |
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CLARKE, SUSAN S |
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1995-1999 |
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CLARKE, ROBERT L |
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1995-1999 |
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CLARKE, SUSAN S |
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1988-1994 |
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CANCES, EMILE J |
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1988-1994 |
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CANCES, ETHEL T |
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1987 |
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CANCES, EMILE J |
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1987 |
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CANCES, ETHEL T |
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1987 |
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CANCES, JAMES E |
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1980-1986 |
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CANCES, ETHEL T |
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1980-1986 |
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CANES, EMILE J |
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----- Real Estate Values ----- |
---Improvements--- |
---Greenbelt--- |
Total |
Year |
Com |
Res |
Agr |
Tot |
Com |
Res |
Agr |
Tot |
Land |
Homesite |
Tot |
Market Value |
2024 |
$0 |
$206,300 |
$0 |
$206,300 |
$0 |
$274,300 |
$0 |
$274,300 |
$0 |
$0 |
$0 |
$480,600 |
2023 |
$0 |
$206,300 |
$0 |
$206,300 |
$0 |
$260,800 |
$0 |
$260,800 |
$0 |
$0 |
$0 |
$467,100 |
2022 |
$0 |
$220,000 |
$0 |
$220,000 |
$0 |
$248,400 |
$0 |
$248,400 |
$0 |
$0 |
$0 |
$468,400 |
2021 |
$0 |
$122,200 |
$0 |
$122,200 |
$0 |
$208,700 |
$0 |
$208,700 |
$0 |
$0 |
$0 |
$330,900 |
2020 |
$0 |
$111,100 |
$0 |
$111,100 |
$0 |
$189,700 |
$0 |
$189,700 |
$0 |
$0 |
$0 |
$300,800 |
2019 |
$0 |
$103,900 |
$0 |
$103,900 |
$0 |
$178,800 |
$0 |
$178,800 |
$0 |
$0 |
$0 |
$282,700 |
2018 |
$0 |
$96,800 |
$0 |
$96,800 |
$0 |
$171,000 |
$0 |
$171,000 |
$0 |
$0 |
$0 |
$267,800 |
2017 |
$0 |
$89,600 |
$0 |
$89,600 |
$0 |
$153,500 |
$0 |
$153,500 |
$0 |
$0 |
$0 |
$243,100 |
2016 |
$0 |
$57,300 |
$0 |
$57,300 |
$0 |
$154,700 |
$0 |
$154,700 |
$0 |
$0 |
$0 |
$212,000 |
2015 |
$0 |
$51,600 |
$0 |
$51,600 |
$0 |
$154,700 |
$0 |
$154,700 |
$0 |
$0 |
$0 |
$206,300 |
2014 |
$0 |
$45,900 |
$0 |
$45,900 |
$0 |
$132,200 |
$0 |
$132,200 |
$0 |
$0 |
$0 |
$178,100 |
2013 |
$0 |
$38,100 |
$0 |
$38,100 |
$0 |
$123,900 |
$0 |
$123,900 |
$0 |
$0 |
$0 |
$162,000 |
2012 |
$0 |
$38,100 |
$0 |
$38,100 |
$0 |
$107,700 |
$0 |
$107,700 |
$0 |
$0 |
$0 |
$145,800 |
2011 |
$0 |
$38,100 |
$0 |
$38,100 |
$0 |
$114,500 |
$0 |
$114,500 |
$0 |
$0 |
$0 |
$152,600 |
2010 |
$0 |
$42,597 |
$0 |
$42,597 |
$0 |
$122,930 |
$0 |
$122,930 |
$0 |
$0 |
$0 |
$165,527 |
2009 |
$0 |
$55,000 |
$0 |
$55,000 |
$0 |
$118,800 |
$0 |
$118,800 |
$0 |
$0 |
$0 |
$173,800 |
2008 |
$0 |
$67,900 |
$0 |
$67,900 |
$0 |
$107,700 |
$0 |
$107,700 |
$0 |
$0 |
$0 |
$175,600 |
2007 |
$0 |
$70,000 |
$0 |
$70,000 |
$0 |
$111,000 |
$0 |
$111,000 |
$0 |
$0 |
$0 |
$181,000 |
2006 |
$0 |
$63,700 |
$0 |
$63,700 |
$0 |
$99,500 |
$0 |
$99,500 |
$0 |
$0 |
$0 |
$163,200 |
2005 |
$0 |
$60,694 |
$0 |
$60,694 |
$0 |
$94,729 |
$0 |
$94,729 |
$0 |
$0 |
$0 |
$155,423 |
2004 |
$0 |
$60,694 |
$0 |
$60,694 |
$0 |
$94,729 |
$0 |
$94,729 |
$0 |
$0 |
$0 |
$155,423 |
2003 |
$0 |
$60,694 |
$0 |
$60,694 |
$0 |
$94,729 |
$0 |
$94,729 |
$0 |
$0 |
$0 |
$155,423 |
2002 |
$0 |
$60,694 |
$0 |
$60,694 |
$0 |
$94,729 |
$0 |
$94,729 |
$0 |
$0 |
$0 |
$155,423 |
2001 |
$0 |
$60,694 |
$0 |
$60,694 |
$0 |
$94,729 |
$0 |
$94,729 |
$0 |
$0 |
$0 |
$155,423 |
2000 |
$0 |
$56,723 |
$0 |
$56,723 |
$0 |
$84,875 |
$0 |
$84,875 |
$0 |
$0 |
$0 |
$141,598 |
1999 |
$0 |
$56,723 |
$0 |
$56,723 |
$0 |
$76,121 |
$0 |
$76,121 |
$0 |
$0 |
$0 |
$132,844 |
1998 |
$0 |
$56,723 |
$0 |
$56,723 |
$0 |
$76,121 |
$0 |
$76,121 |
$0 |
$0 |
$0 |
$132,844 |
1997 |
$0 |
$56,723 |
$0 |
$56,723 |
$0 |
$76,121 |
$0 |
$76,121 |
$0 |
$0 |
$0 |
$132,844 |
1996 |
$0 |
$48,577 |
$0 |
$48,577 |
$0 |
$65,189 |
$0 |
$65,189 |
$0 |
$0 |
$0 |
$113,766 |
1995 |
$0 |
$44,161 |
$0 |
$44,161 |
$0 |
$65,189 |
$0 |
$65,189 |
$0 |
$0 |
$0 |
$109,350 |
1994 |
$0 |
$25,825 |
$0 |
$25,825 |
$0 |
$52,572 |
$0 |
$52,572 |
$0 |
$0 |
$0 |
$78,397 |
1993 |
$0 |
$25,825 |
$0 |
$25,825 |
$0 |
$52,572 |
$0 |
$52,572 |
$0 |
$0 |
$0 |
$78,397 |
1992 |
$0 |
$23,693 |
$0 |
$23,693 |
$0 |
$48,231 |
$0 |
$48,231 |
$0 |
$0 |
$0 |
$71,924 |
1991 |
$0 |
$20,783 |
$0 |
$20,783 |
$0 |
$39,144 |
$0 |
$39,144 |
$0 |
$0 |
$0 |
$59,927 |
1990 |
$0 |
$20,783 |
$0 |
$20,783 |
$0 |
$39,144 |
$0 |
$39,144 |
$0 |
$0 |
$0 |
$59,927 |
1989 |
$0 |
$20,783 |
$0 |
$20,783 |
$0 |
$39,136 |
$0 |
$39,136 |
$0 |
$0 |
$0 |
$59,919 |
1988 |
$0 |
$20,783 |
$0 |
$20,783 |
$0 |
$41,885 |
$0 |
$41,885 |
$0 |
$0 |
$0 |
$62,668 |
1987 |
$0 |
$20,783 |
$0 |
$20,783 |
$0 |
$52,158 |
$0 |
$52,158 |
$0 |
$0 |
$0 |
$72,941 |
1986 |
$0 |
$20,784 |
$0 |
$20,784 |
$0 |
$52,159 |
$0 |
$52,159 |
$0 |
$0 |
$0 |
$72,943 |
1985 |
$0 |
$20,783 |
$0 |
$20,783 |
$0 |
$52,158 |
$0 |
$52,158 |
$0 |
$0 |
$0 |
$72,941 |
1984 |
$0 |
$20,992 |
$0 |
$20,992 |
$0 |
$52,683 |
$0 |
$52,683 |
$0 |
$0 |
$0 |
$73,675 |
Year |
General Taxes |
Adjustments |
Net Taxes |
Fees |
Payments |
Tax Balance* |
Balance Due |
Tax District |
2025 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2024 |
$2,685.33 |
$0.00 |
$2,685.33 |
$0.00 |
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Click for Payoff
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110 - PROVO CITY |
2023 |
$2,647.41 |
$0.00 |
$2,647.41 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2022 |
$2,632.88 |
$0.00 |
$2,632.88 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2021 |
$1,938.97 |
$0.00 |
$1,938.97 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2020 |
$1,880.23 |
$0.00 |
$1,880.23 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2019 |
$1,699.14 |
$0.00 |
$1,699.14 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2018 |
$1,587.05 |
$0.00 |
$1,587.05 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2017 |
$1,442.01 |
$0.00 |
$1,442.01 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2016 |
$1,349.18 |
$0.00 |
$1,349.18 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2015 |
$1,298.95 |
$0.00 |
$1,298.95 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2014 |
$1,075.74 |
$0.00 |
$1,075.74 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2013 |
$1,047.37 |
$0.00 |
$1,047.37 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2012 |
$972.70 |
$0.00 |
$972.70 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2011 |
$988.19 |
$0.00 |
$988.19 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2010 |
$984.60 |
$0.00 |
$984.60 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2009 |
$1,008.38 |
$0.00 |
$1,008.38 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2008 |
$939.43 |
$0.00 |
$939.43 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2007 |
$873.75 |
$0.00 |
$873.75 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2006 |
$941.40 |
$0.00 |
$941.40 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2005 |
$923.73 |
$0.00 |
$923.73 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2004 |
$930.48 |
$0.00 |
$930.48 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2003 |
$907.49 |
$0.00 |
$907.49 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2002 |
$903.04 |
$0.00 |
$903.04 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2001 |
$891.42 |
$0.00 |
$891.42 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
2000 |
$820.69 |
$0.00 |
$820.69 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1999 |
$820.59 |
$0.00 |
$820.59 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1998 |
$788.01 |
$0.00 |
$788.01 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1997 |
$842.22 |
$0.00 |
$842.22 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1996 |
$706.55 |
$0.00 |
$706.55 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1995 |
$732.30 |
$0.00 |
$732.30 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1994 |
$761.85 |
$0.00 |
$761.85 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1993 |
$754.14 |
$0.00 |
$754.14 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1992 |
$678.29 |
$0.00 |
$678.29 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1991 |
$577.67 |
$0.00 |
$577.67 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1990 |
$553.97 |
$0.00 |
$553.97 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1989 |
$571.03 |
$0.00 |
$571.03 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1988 |
$570.52 |
$0.00 |
$570.52 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1987 |
$659.45 |
$0.00 |
$659.45 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1986 |
$636.74 |
$0.00 |
$636.74 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1985 |
$639.93 |
$0.00 |
$639.93 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
1984 |
$635.31 |
$0.00 |
$635.31 |
$0.00 |
|
$0.00
|
$0.00 |
110 - PROVO CITY |
* Note: Original tax amount (Does not include applicable interest and/or fees).
Entry # |
Date |
Recorded |
Type |
Party1 (Grantor) |
Party2 (Grantee) |
58167-2023 |
08/30/2023 |
09/05/2023 |
REC |
MOUNTAIN AMERICA FEDERAL CREDIT UNION TEE |
PETERSEN, ERIC ANDREW & HANNAH PEACE |
42166-2023 |
06/28/2023 |
06/29/2023 |
D TR |
KELLEY, AMANDA |
UNITED WHOLESALE MORTGAGE LLC |
42144-2023 |
06/29/2023 |
06/29/2023 |
WD |
PETERSEN, ERIC ANDREW & HANNAH PEACE |
KELLEY, AMANDA |
136738-2021 |
07/28/2021 |
08/04/2021 |
D TR |
PETERSEN, HANNAH PEACE & ERIC ANDREW |
MOUNTAIN AMERICA FEDERAL CREDIT UNION |
49771-2014 |
07/09/2014 |
07/18/2014 |
REC |
UTAH COMMUNITY CREDIT UNION TEE |
VAN ORMAN, J GIBB & SHERYL LEE P |
44375-2014 |
06/27/2014 |
06/30/2014 |
WD |
VAN ORMAN, J GIBB & SHERYL LEE TEE (ET AL) |
PETERSEN, ERIC ANDREW & HANNAH PEACE |
96408-2012 |
10/31/2012 |
11/05/2012 |
WD |
VAN ORMAN, J GIBB & SHERYL LEE P |
VAN ORMAN, J GIBB & SHERYL LEE P TEE |
96407-2012 |
10/31/2012 |
11/05/2012 |
D TR |
VAN ORMAN, J GIBB & SHERYL LEE P |
UTAH COMMUNITY CREDIT UNION |
96406-2012 |
10/31/2012 |
11/05/2012 |
WD |
VAN ORMAN, J GIBB & SHERYL LEE P TEE (ET AL) |
VAN ORMAN, J GIBB & SHERYL LEE P |
60973-2007 |
04/16/2007 |
04/25/2007 |
RSUBTEE |
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC (ET AL) |
CLARKE, ROBERT L & SUSAN S |
28020-2007 |
02/26/2007 |
02/26/2007 |
REC |
SECURITY TITLE AND ABSTRACT COMPANY TEE |
VAN ORMAN, J GIBB & SHERYL LEE P |
156492-2006 |
11/08/2006 |
11/21/2006 |
WD |
CLARKE, ROBERT L & SUSAN S TEE (ET AL) |
VAN ORMAN, J GIBB & SHERYL LEE P TEE |
153949-2006 |
11/10/2006 |
11/16/2006 |
REC |
KEY BANK NATIONAL ASSOCIATION TEE |
CLARKE, ROBERT & SUSAN S |
147027-2006 |
10/30/2006 |
11/02/2006 |
WD |
CLARKE, ROBERT L & SUSAN S |
VAN ORMAN, J GIBB & SHERYL LEE P TEE |
34850-2006 |
02/23/2006 |
03/24/2006 |
REC |
JP MORGAN CHASE BANK |
CLARKE, ROBERT L & SUSAN S |
21984-2006 |
02/13/2006 |
02/24/2006 |
D TR |
CLARKE, ROBERT L & SUSAN S TEE |
KEY BANK NATIONAL ASSOCIATION |
184859-2003 |
11/20/2003 |
11/20/2003 |
D TR |
PETERSEN, RAY ALVIN & NORENE C |
UTAH COMMUNITY CREDIT UNION |
3052-2002 |
02/17/2001 |
01/09/2002 |
AS |
GREEN POINT MORTGAGE FUNDING INC |
GMAC MORTGAGE CORPORATION |
2044-2002 |
12/11/2001 |
01/07/2002 |
REC |
BANK ONE TEE |
CLARKE, ROBERT L & SUSAN S |
423-2002 |
12/11/2001 |
01/03/2002 |
REC |
BUEHLER, J SCOTT TEE |
CLARKE, ROBERT L & SUSAN S |
422-2002 |
11/02/2001 |
01/03/2002 |
SUB TEE |
GMAC MORTGAGE CORPORATION |
BUEHLER, J SCOTT SUCTEE |
112129-2001 |
10/26/2001 |
11/01/2001 |
QCD |
CLARKE, ROBERT L & SUSAN S |
CLARKE, ROBERT L & SUSAN S TEE |
112128-2001 |
10/26/2001 |
11/01/2001 |
D TR |
CLARKE, ROBERT L & SUSAN S |
SECURITYNATIONAL (SIC) MORTGAGE COMPANY |
112127-2001 |
10/26/2001 |
11/01/2001 |
QCD |
CLARKE, ROBERT L & SUSAN S TEE (ET AL) |
CLARKE, ROBERT L & SUSAN S |
102538-2000 |
09/19/2000 |
12/28/2000 |
AS |
YES CAPITAL FUNDING INC |
BANK ONE |
102532-2000 |
09/19/2000 |
12/28/2000 |
AS |
YES CAPITAL FUNDING INC |
BANK ONE |
111219-1999 |
09/14/1999 |
10/15/1999 |
REC |
RIVERS, ROD TEE |
CLARKE, ROBERT L & SUSAN S |
111218-1999 |
07/30/1999 |
10/15/1999 |
SUB TEE |
CHASE MORTGAGE COMPANY FKA (ET AL) |
RIVERS, ROD SUBTEE |
106196-1999 |
09/23/1999 |
09/30/1999 |
WD |
CLARKE, ROBERT L & SUSAN S |
CLARKE, ROBERT L & SUSAN S TEE |
93313-1999 |
08/05/1999 |
08/20/1999 |
AS |
YES CAPITAL FUNDING INC |
BANK ONE |
93312-1999 |
08/05/1999 |
08/20/1999 |
D TR |
CLARKE, ROBERT L & SUSAN S |
YES CAPITAL FUNDING INC |
84662-1999 |
07/19/1999 |
07/28/1999 |
REC |
BANK ONE FKA (ET AL) |
CLARKE, ROBERT L & SUSAN S |
75628-1999 |
06/29/1999 |
06/30/1999 |
QCD |
WRIGHT, BOB C & MARIANNE P |
WRIGHT, BOB C & MARIANNE P TEE |
47116-1995 |
06/12/1995 |
07/25/1995 |
RC |
BANK ONE |
WHOM OF INTEREST |
45814-1995 |
06/12/1995 |
07/18/1995 |
D TR |
CLARKE, ROBERT L & SUSAN S |
BANK ONE |
28433-1995 |
04/19/1994 |
05/08/1995 |
AS |
CHEMICAL BANK |
CHEMICAL MORTGAGE COMPANY |
15129-1994 |
02/18/1994 |
02/23/1994 |
AS |
FIRST COLONY MORTGAGE CORP |
CHEMICAL BANK |
15128-1994 |
02/18/1994 |
02/23/1994 |
D TR |
CLARKE, ROBERT L & SUSAN C |
FIRST COLONY MORTGAGE CORP |
15127-1994 |
02/18/1994 |
02/23/1994 |
WD |
CANCES, EMILE J JR & ETHEL T |
CLARKE, ROBERT L & SUSAN S |
15126-1994 |
02/18/1994 |
02/23/1994 |
BLA |
CANCES, EMILE J JR & ETHEL T (ET AL) |
PETERSEN, RAY ALVIN & NORENE C (ET AL) |
13073-1989 |
05/08/1989 |
05/11/1989 |
REC |
VEASY, PAUL D SUCTEE |
CANCES, EMILE J JR & ETHEL T |
13072-1989 |
05/08/1989 |
05/11/1989 |
SUB TEE |
GREAT WESTERN THRIFT AND LOAN |
VEASY, PAUL D SUCTEE |
31375-1987 |
08/17/1987 |
08/17/1987 |
QCD |
CANCES, EMILE J & ETHEL T (ET AL) |
CANCES, EMILE J & ETHEL T |
9606-1986 |
04/01/1986 |
04/01/1986 |
QCD |
CANCES, EMILE J & ETHEL T |
CANCES, EMILE J & ETHEL T (ET AL) |
20023-1984 |
07/03/1984 |
07/06/1984 |
REC |
VALLEY BANK AND TRUST COMPANY TEE |
CANCES, EMILE J & ETHEL T |
12923-1984 |
04/25/1984 |
05/01/1984 |
TR D |
CANCES, EMILE J JR & ETHEL T |
INTERMOUNTAIN THRIFT AND LOAN |
7922-1982 |
03/22/1982 |
03/30/1982 |
TR D |
CANCES, EMILE J JR & ETHEL T |
VALLEY BANK AND TRUST COMPANY |
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